vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Tennessee median
At the national median$3 below the Tennessee median
$20 above the national median$17 above the Tennessee median
$2.50 below the national medianAt the Tennessee median
$1 above the national median$1 above the Tennessee median
per month · Source
$2 below the national median$3 below the Tennessee median
$23 above the national median$23 above the Tennessee median
$0.50 below the national medianAt the Tennessee median
per transaction · Source
At the national median$2.50 below the Tennessee median
$2.50 below the national median$5 below the Tennessee median
$1.90 below the national median$1.40 below the Tennessee median
$3.50 above the national median$5.62 above the Tennessee median
$22.50 above the national median$24.62 above the Tennessee median
$27.50 above the national median$29.62 above the Tennessee median
$5 below the national median$5 below the Tennessee median
$2.50 above the national median$5 above the Tennessee median
$25 below the national median$25 below the Tennessee median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account close fee (if closed within 6 months of opening) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Tennessee median | — | — | Source |
| Dormant Account (if no customer initiated activity for 24 months on checking and savings accounts) per cycle if balance | $5Within the typical range ($5–$10 nationally) | At the national median$3 below the Tennessee median | — | — | Source |
| TN Escheat Fee | $25Above the typical range ($5–$10 nationally) | $20 above the national median$17 above the Tennessee median | — | — | Source |
| Account Research | $15Within the typical range ($11.38–$25 nationally) | $2.50 below the national medianAt the Tennessee median | — | — | Source |
| Paper statement charge (monthly for checking, quarterly for savings) | $4Within the typical range ($2–$4.68 nationally) | $1 above the national median$1 above the Tennessee median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Nonsufficient Funds (NSF & Overdraft Privilege) ACH (preauthorized withdrawal) | $28Within the typical range ($25–$33 nationally) | $2 below the national median$3 below the Tennessee median | — | — | Source |
| Bill Pay NSF Fees | $53 | ||||
ATM & CardVerified | |||||
| ATM Fees per transaction at foreign machines | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Tennessee median | per transaction | — | Source |
Wire TransfersVerified | |||||
| International Wires | $50Within the typical range ($40–$50 nationally) | At the national median$2.50 below the Tennessee median | — | — | Source |
Check ServicesVerified | |||||
| Bill Pay Stop Payment Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$5 below the Tennessee median | — | — | Source |
| Counter Checks | $0.10 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Expedited Electronic Payment | $6Within the typical range ($0–$9.95 nationally) | $3.50 above the national median$5.62 above the Tennessee median | — | — | Source |
| Bill Pay Expedited Overnight Check Payment | $25 | ||||
Cash & DepositVerified | |||||
| Return Check Charge | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 below the Tennessee median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service (Free to customers) Non-Customer Fee | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$5 above the Tennessee median | — | — | Source |
| Garnishments and Levies | $25 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$28
Headline fees published
7 of 15
Published fees
17
Under review
0
Assets
$79.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$79.0M
Total deposits
$60.3M
Service charge income
$49K
Fee income ratio
6.0%
Return on assets
0.63%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $23 above the national median$23 above the Tennessee median |
| — |
| — |
| Source |
| $1.90 below the national median$1.40 below the Tennessee median |
| — |
| — |
| Source |
| $22.50 above the national median$24.62 above the Tennessee median |
| — |
| — |
| Source |
| Bill Pay Research Request | $30Above the typical range ($0–$9.95 nationally) | $27.50 above the national median$29.62 above the Tennessee median | — | — | Source |
| $25 below the national median$25 below the Tennessee median |
| — |
| — |
| Source |