vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$2.75 below the Connecticut median
per month · Source
$6 below the national median$7.75 below the Connecticut median
per month · Source
$3 below the national median$4.75 below the Connecticut median
per month · Source
$14 above the national median$12.25 above the Connecticut median
per month · Source
$4 above the national median$2.25 above the Connecticut median
per month · Source
$32.50 above the national median$30 above the Connecticut median
At the national median$0.50 above the Connecticut median
At the national median$0.50 above the Connecticut median
per month · Source
$6 above the national median$3.50 above the Connecticut median
per item · Source
$6 above the national median$3.50 above the Connecticut median
$6 above the national median$3.50 above the Connecticut median
per day · Source
$0.50 above the national median$1 above the Connecticut median
per transaction · Source
$1.50 below the national median$1 below the Connecticut median
per transaction · Source
$3 above the national median$3 above the Connecticut median
per item · Source
$5 below the national median$5 above the Connecticut median
per item · Source
At the national medianAt the Connecticut median
per item · Source
$1 above the national medianAt the Connecticut median
per item · Source
$2.50 below the national medianAt the Connecticut median
per item · Source
$2.50 above the national median$5 above the Connecticut median
per item · Source
$1 below the national median$1.50 below the Connecticut median
per item · Source
$2 above the national medianAt the Connecticut median
per item · Source
$2.50 below the national median$5 below the Connecticut median
$7.50 above the national median$5 above the Connecticut median
per month · Source
$2.50 below the national median$5 below the Connecticut median
At the national median$5 below the Connecticut median
per item · Source
$2.50 above the national medianAt the Connecticut median
per item · Source
$155 above the national median$140 above the Connecticut median
$15 below the national median$30 below the Connecticut median
$75 above the national median$50 above the Connecticut median
per item · Source
$10 below the national median$15 below the Connecticut median
per month · Source
At the national medianAt the Connecticut median
per item · Source
$2 above the national medianAt the Connecticut median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Low monthly fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.75 below the Connecticut median | per month | — | Source |
| monthly service fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7.75 below the Connecticut median | per month | — | Source |
| Monthly service fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$4.75 below the Connecticut median | per month | — | Source |
| Monthly service fee | $20Above the typical range ($4–$10 nationally) | $14 above the national median$12.25 above the Connecticut median | per month | — | Source |
| Monthly service fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.25 above the Connecticut median | per month | — | Source |
| Research (incl. account balancing) | $50Above the typical range ($11.75–$25 nationally) | $32.50 above the national median$30 above the Connecticut median | — | — | Source |
| Paper Statement | $3Within the typical range ($2–$4.59 nationally) | At the national median$0.50 above the Connecticut median | — | — | Source |
| Paper Statement fee (Essential Checking) | $3Within the typical range ($2–$4.59 nationally) | At the national median$0.50 above the Connecticut median | per month | — | Source |
Overdraft & NSFVerified | |||||
| If an overdraft occurs and we pay your item, your account will be charged | $36Above the typical range ($25–$33 nationally) | $6 above the national median$3.50 above the Connecticut median | per item | — | Source |
| Overdraft (OD) Item—Paid | $36 | ||||
ATM & CardVerified | |||||
| Non-USB ATM transaction fee (Core Checking) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Connecticut median | per transaction | — | Source |
| Non-USB ATMs (GoalGetter Savings) | $0 | ||||
Wire TransfersVerified | |||||
| Domestic Wire | $28Above the typical range ($20–$25 nationally) | $3 above the national median$3 above the Connecticut median | per item | — | Source |
| Debit Card used: - International Wire | $45 | ||||
Check ServicesVerified | |||||
| 36 months, 48 months, 60 months: Official Bank Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Connecticut median | per item | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay (Business Online Banking) | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Connecticut median | — | — | Source |
| Zelle fee to send payments (small business) | $10 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $15Within the typical range ($8–$25 nationally) | At the national median$5 below the Connecticut median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service (non-customer) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Connecticut median | per item | — | Source |
| Drilling box | $200 | ||||
Lending FeesVerified | |||||
| Late Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Connecticut median | per month | — | Source |
Retirement & IRAVerified | |||||
| IRA Direct Rollover/Transfer | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Connecticut median | per item | — | Source |
Other FeesVerified | |||||
| Document Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Connecticut median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$36.00
Of 42 others that publish it, 34 lower, 3 the same and 5 higher.
Monthly maintenance
$5.00
Of 33 others that publish it, 6 lower, 5 the same and 22 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$36
Headline fees published
9 of 15
Published fees
34
Under review
0
Assets
$3.3B
Work at Union Savings Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$3.3B
Total deposits
$2.5B
Service charge income
$996K
Fee income ratio
3.4%
Return on assets
0.85%
Branches
26
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $6 above the national median$3.50 above the Connecticut median |
| — |
| — |
| Source |
| USB’s overdraft fee for any item we pay is | $36Above the typical range ($25–$33 nationally) | $6 above the national median$3.50 above the Connecticut median | per day | — | Source |
| $1.50 below the national median$1 below the Connecticut median |
| per transaction |
| — |
| Source |
| $5 below the national median$5 above the Connecticut median |
| per item |
| — |
| Source |
| $1 above the national medianAt the Connecticut median |
| per item |
| — |
| Source |
| 18 Month Variable Rate IRA CD: Money Order Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the Connecticut median | per item | — | Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Connecticut median | per item | — | Source |
| 9 months, 12 months, 18 months, 24 months: Counter Check | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1.50 below the Connecticut median | per item | — | Source |
| DEBIT CARDS: Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Connecticut median | per item | — | Source |
| $7.50 above the national median$5 above the Connecticut median |
| per month |
| — |
| Source |
| Zelle receive or request payments | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Connecticut median | — | — | Source |
| Mobile check deposit | $0Within the typical range ($0–$0 nationally) | At the national median | — | — | Source |
| $155 above the national median$140 above the Connecticut median |
| — |
| — |
| Source |
| Lost Key | $30Within the typical range ($30–$70 nationally) | $15 below the national median$30 below the Connecticut median | — | — | Source |
| Legal Process Fee | $125Above the typical range ($30–$100 nationally) | $75 above the national median$50 above the Connecticut median | — | — | Source |
| Deposit Account Verification | $10Within the typical range ($5–$15 nationally) | At the national median | per item | — | Source |