vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Arkansas median
At the national medianAt the Arkansas median
$10 above the national median$10 above the Arkansas median
$2.50 above the national median$7.50 above the Arkansas median
$5 above the national median$5 above the Arkansas median
$2 above the national median$2 above the Arkansas median
$2 above the national median$2 above the Arkansas median
$0.50 below the national median$0.50 below the Arkansas median
$5 below the national median$5 below the Arkansas median
per item · Source
At the national median$5 above the Arkansas median
$5 above the national median$5 above the Arkansas median
$10 above the national median$10 above the Arkansas median
At the national medianAt the Arkansas median
$4.50 above the national median$2 above the Arkansas median
$3 below the national median$3 below the Arkansas median
$2.45 above the national median$4.42 above the Arkansas median
$2 below the national median$0.03 below the Arkansas median
per item · Source
$15 below the national median$20 below the Arkansas median
$0.50 below the national median$3 below the Arkansas median
$2.50 below the national median$5 below the Arkansas median
$105 above the national median$111.25 above the Arkansas median
$5 above the national median$11.25 above the Arkansas median
$25 above the national medianAt the Arkansas median
$1 below the national median$2 below the Arkansas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Closure Fee (Closed Within 6 Mos) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Arkansas median | — | — | Source |
| Checking Acct-Inactive for 12 months | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Arkansas median | — | — | Source |
| Savings Acct-Inactive for 24 months | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Arkansas median | — | — | Source |
| Return Mail Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$7.50 above the Arkansas median | — | — | Source |
Overdraft & NSFVerified | |||||
| according to our overdraft fee policy | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Arkansas median | — | — | Source |
| Overdraft Fee | $32 | ||||
ATM & CardVerified | |||||
| Non FCB ATM Fees Cash WD All Other Netwo | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Arkansas median | — | — | Source |
| Replacement Fee ATM/Check Card | $5 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Fee (Customer) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Arkansas median | — | — | Source |
| Incoming Wire Fee (Customer) | $15 | ||||
Check ServicesVerified | |||||
| Cashiers Check 1% of Check Amt Max | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Arkansas median | — | — | Source |
| Stop Payments | $32 | ||||
Digital & ElectronicVerified | |||||
| BillPay Inactivity Fee (per calendar mo) | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$4.42 above the Arkansas median | — | — | Source |
| Commercial BillPay per item fee | $0.50 | ||||
Cash & DepositVerified | |||||
| Chargeback Item Fees - Free | $0Below the typical range ($8–$25 nationally) | $15 below the national median$20 below the Arkansas median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service (Non-Customer) | $2Within the typical range ($0–$5 nationally) | $0.50 below the national median$3 below the Arkansas median | — | — | Source |
| Notary Services (Customer)-Free | $0 | ||||
Other FeesVerified | |||||
| Copy of Statement or Print Out | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2 below the Arkansas median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 100 others that publish it, 72 lower, 18 the same and 10 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$3.6B
Work at First Community Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$3.6B
Total deposits
$2.9B
Service charge income
$1.9M
Fee income ratio
4.4%
Return on assets
1.45%
Branches
35
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $2 above the national median$2 above the Arkansas median |
| — |
| — |
| Source |
| Returned Item Fee | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Arkansas median | — | — | Source |
| $5 below the national median$5 below the Arkansas median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Arkansas median |
| — |
| — |
| Source |
| Foreign Wire Fee (Customer) | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Arkansas median | — | — | Source |
| $4.50 above the national median$2 above the Arkansas median |
| — |
| — |
| Source |
| Non-Customer Check Cashing | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Arkansas median | — | — | Source |
| $2 below the national median$0.03 below the Arkansas median |
| per item |
| — |
| Source |
| $2.50 below the national median$5 below the Arkansas median |
| — |
| — |
| Source |
| Safe Deposit Box Drilling Fee | $150Above the typical range ($30–$70 nationally) | $105 above the national median$111.25 above the Arkansas median | — | — | Source |
| Safe Deposit Box Lock Replacement | $50Within the typical range ($30–$70 nationally) | $5 above the national median$11.25 above the Arkansas median | — | — | Source |
| Levy/Garnishment Fee | $75Within the typical range ($30–$89.38 nationally) | $25 above the national medianAt the Arkansas median | — | — | Source |