vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$15 below the Mississippi median
$10 above the national median$10 above the Mississippi median
per year · Source
$2.50 above the national medianAt the Mississippi median
$5 above the national medianAt the Mississippi median
per item · Source
$5 above the national median$3.75 above the Mississippi median
per item · Source
$5 above the national median$3.75 above the Mississippi median
per item · Source
$5 below the national median$5 below the Mississippi median
$5 above the national median$10 above the Mississippi median
At the national median$5 below the Mississippi median
$20 below the national median$20 below the Mississippi median
$10 below the national median$11.25 below the Mississippi median
$30 above the national median$28.75 above the Mississippi median
$5 above the national median$3.50 above the Mississippi median
$5 above the national median$3.50 above the Mississippi median
per item · Source
$7.50 above the national median$5 above the Mississippi median
per item · Source
$7.50 above the national median$5 above the Mississippi median
$30 above the national median$35 above the Mississippi median
$2 below the national median$3.25 below the Mississippi median
per item · Source
$40 above the national median$40 above the Mississippi median
per month · Source
$2.50 below the national medianAt the Mississippi median
$2.50 below the national medianAt the Mississippi median
per month · Source
$5 below the national medianAt the Mississippi median
$40 above the national median$40 above the Mississippi median
$10 below the national median$10 below the Mississippi median
$20 below the national median$20 below the Mississippi median
At the national medianAt the Mississippi median
$15 below the national median$15 below the Mississippi median
$15 below the national median$15 below the Mississippi median
$2 below the national median$2 below the Mississippi median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$15 below the Mississippi median | — | — | Source |
| Dormant Account | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Mississippi median | per year | — | Source |
| Account Reconciliation/Research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Mississippi median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (each Overdraft Paid) | $35Above the typical range ($25–$33 nationally) | $5 above the national medianAt the Mississippi median | per item | — | Source |
| Non-sufficient Funds Items (Each) | $35 | ||||
ATM & CardVerified | |||||
| Replacement Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Mississippi median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers: Domestic Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Mississippi median | — | — | Source |
| Wire Transfers: Domestic Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $10Above the typical range ($3–$6 nationally) | $5 above the national median$3.50 above the Mississippi median | — | — | Source |
| Cashiers Check | $10 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination (Monthly) | $50Above the typical range ($5–$20 nationally) | $40 above the national median$40 above the Mississippi median | per month | — | Source |
| Internet Banking/Bill Pay | $0 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the Mississippi median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10 x 10" | $85Above the typical range ($30–$70 nationally) | $40 above the national median$40 above the Mississippi median | — | — | Source |
| Safe Deposit Box 3 x 10" | $35 | ||||
Other FeesVerified | |||||
| Photocopies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Mississippi median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 100 others that publish it, 72 lower, 18 the same and 10 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
29
Under review
0
Assets
$98.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$98.6M
Total deposits
$83.0M
Service charge income
$85K
Fee income ratio
6.1%
Return on assets
0.92%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$3.75 above the Mississippi median |
| per item |
| — |
| Source |
| Nonsufficient funds (NSF) fee - each returned item/payment | $35Above the typical range ($25–$32 nationally) | $5 above the national median$3.75 above the Mississippi median | per item | — | Source |
| At the national median$5 below the Mississippi median |
| — |
| — |
| Source |
| Wire Transfers Outgoing (Non-Foreign) | $30Below the typical range ($40–$50 nationally) | $20 below the national median$20 below the Mississippi median | — | — | Source |
| Wire Transfers Incoming (Non-Foreign) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$11.25 below the Mississippi median | — | — | Source |
| Wire Transfers: International Incoming | $50Above the typical range ($10–$25 nationally) | $30 above the national median$28.75 above the Mississippi median | — | — | Source |
| $5 above the national median$3.50 above the Mississippi median |
| per item |
| — |
| Source |
| Stop Payment ACH/Check/Alerts | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Mississippi median | per item | — | Source |
| Stop Payment and Alerts | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Mississippi median | — | — | Source |
| Collection Items (Sent and Received) | $50Above the typical range ($10–$25 nationally) | $30 above the national median$35 above the Mississippi median | — | — | Source |
| Account Research - Check Copies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3.25 below the Mississippi median | per item | — | Source |
| $2.50 below the national medianAt the Mississippi median |
| — |
| — |
| Source |
| Internet Bill Pay (Monthly) | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Mississippi median | per month | — | Source |
| $10 below the national median$10 below the Mississippi median |
| — |
| — |
| Source |
| Safe Deposit Box 3 x 5" | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Mississippi median | — | — | Source |
| Safe Deposit Box 5 x 10" | $45Within the typical range ($30–$70 nationally) | At the national medianAt the Mississippi median | — | — | Source |
| Safe Deposit Box 5 x 5" | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Mississippi median | — | — | Source |
| Legal Processing Garnishments | $35Within the typical range ($30–$88.13 nationally) | $15 below the national median$15 below the Mississippi median | — | — | Source |