vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Oklahoma median
per month · Source
$5 above the national median$5 above the Oklahoma median
per quarter · Source
$2.50 above the national medianAt the Oklahoma median
$2 above the national median$5 above the Oklahoma median
per item · fee applies to all products except my Value Checking and my Advantage Checking · Source
$10 below the national median$7 below the Oklahoma median
per item · fee applies to my Value Checking and my Advantage Checking only · Source
$2 above the national median$5 above the Oklahoma median
per item · Source
$10 below the national median$7 below the Oklahoma median
per item · Source
$2 above the national median$4.75 above the Oklahoma median
per item · Source
At the national medianAt the Oklahoma median
per day · Source
$2.50 below the national medianAt the Oklahoma median
—
—
$10 below the national median$3.95 below the Oklahoma median
At the national medianAt the Oklahoma median
At the national medianAt the Oklahoma median
$10 below the national median$15 below the Oklahoma median
At the national medianAt the Oklahoma median
$4.50 above the national median$7 above the Oklahoma median
per item · Source
$3 above the national median$4 above the Oklahoma median
At the national median$5 above the Oklahoma median
$8 below the national median$8 below the Oklahoma median
per item · Source
$7.50 above the national median$6.75 above the Oklahoma median
$2.50 above the national median$1.75 above the Oklahoma median
—
$11 below the national median$1.95 below the Oklahoma median
$2.50 above the national medianAt the Oklahoma median
per item · Source
$130 above the national median$135 above the Oklahoma median
$35 below the national median$30 below the Oklahoma median
$25 below the national median$20 below the Oklahoma median
$40 below the national median$35 below the Oklahoma median
$35 below the national median$10 below the Oklahoma median
$2 below the national median$2 below the Oklahoma median
per item · Source
$1 below the national median$1 below the Oklahoma median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee- Checking assessed monthly | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Oklahoma median | per month | — | Source |
| Dormant Account Fee- Savings assessed quarterly | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Oklahoma median | per quarter | — | Source |
| Account Reconciliation and Research (per hour) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Oklahoma median | — | — | Source |
Overdraft & NSFVerified | |||||
| Bounce Paid Item Fee (per item)- fee applies to all products except my Value Checking and my Advantage Checking | $32Within the typical range ($25–$33 nationally) | $2 above the national median$5 above the Oklahoma median | per item | fee applies to all products except my Value Checking and my Advantage Checking | Source |
| Bounce Paid Item Fee (per item)- fee applies to my Value Checking and my Advantage Checking only | |||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $7.50Within the typical range ($5–$10 nationally) | $2.50 below the national medianAt the Oklahoma median | — | — | Source |
| Currency conversion | 1%of the transaction | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee- Domestic Outgoing | $15Below the typical range ($20–$25 nationally) | $10 below the national median$3.95 below the Oklahoma median | — | — | Source |
| Wire Transfer Fee- Domestic Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check- Customer | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Oklahoma median | — | — | Source |
| Stop Payment Fee (per item) | $32 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Transfer Fee (per item) | $2Below the typical range ($5–$20 nationally) | $8 below the national median$8 below the Oklahoma median | per item | — | Source |
| Bill Payment Return – ACH Payment | $10 | ||||
Cash & DepositVerified | |||||
| Coin Counting (non-customer) | 10%($5 minimum) | — | — | — | Source |
| Deposit Item Returned or Reprocessed | $4Below the typical range ($8–$25 nationally) | $11 below the national median | |||
Account ServicesVerified | |||||
| Notary Service (per item) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Oklahoma median | per item | — | Source |
| Safe Deposit Box- Drill Fee | $175 | ||||
Other FeesVerified | |||||
| Fax or Copy Service (per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Oklahoma median | per item | — | Source |
| Statement Fees- Temporary/Duplicate Statements (per occurrence) | $2 | ||||
Overdraft
$32.00
Of 34 others that publish it, 28 lower, 1 the same and 5 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
11 of 15
Published fees
30
Under review
0
Assets
$4.0B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.0B
Total deposits
$3.5B
Service charge income
$2.2M
Fee income ratio
5.0%
Return on assets
1.54%
Branches
62
Service charge income by quarter
Financial profile · Pro
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| $20Below the typical range ($25–$33 nationally) |
| $10 below the national median$7 below the Oklahoma median |
| per item |
| fee applies to my Value Checking and my Advantage Checking only |
| Source |
| Overdraft Paid Item Fee (per item) – fee applies to all products except my Value Checking | $32Within the typical range ($25–$33 nationally) | $2 above the national median$5 above the Oklahoma median | per item | — | Source |
| Overdraft Paid Item Fee (per item) – fee applies to my Value Checking only | $20Below the typical range ($25–$33 nationally) | $10 below the national median$7 below the Oklahoma median | per item | — | Source |
| Insufficient (NSF) Return Item Fee (per item) | $32Within the typical range ($25–$32 nationally) | $2 above the national median$4.75 above the Oklahoma median | per item | — | Source |
| Overdraft Protection Sweep (per daily transfer) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Oklahoma median | per day | — | Source |
| — |
| — |
| — |
| Source |
| International Service Assessment | 2%of the transaction | — | — | — | Source |
| At the national medianAt the Oklahoma median |
| — |
| — |
| Source |
| Wire Transfer Fee- International Outgoing (Commercial Account Only) | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Oklahoma median | — | — | Source |
| Wire Transfer Fee- International Incoming | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Oklahoma median | — | — | Source |
| $4.50 above the national median$7 above the Oklahoma median |
| per item |
| — |
| Source |
| Temporary Checks (set of 12) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$4 above the Oklahoma median | — | — | Source |
| Collection Item (incoming/outgoing) | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the Oklahoma median | — | — | Source |
| $7.50 above the national median$6.75 above the Oklahoma median |
| — |
| — |
| Source |
| Bill Payment Return – Check Payment | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$1.75 above the Oklahoma median | — | — | Source |
| — |
| — |
| Source |
| $130 above the national median$135 above the Oklahoma median |
| — |
| — |
| Source |
| Safe Deposit Box- Key Deposit | $10Below the typical range ($30–$70 nationally) | $35 below the national median$30 below the Oklahoma median | — | — | Source |
| Safe Deposit Box- Lost Key Charge | $20Below the typical range ($30–$70 nationally) | $25 below the national median$20 below the Oklahoma median | — | — | Source |
| Safe Deposit Box- Past Due Rental Fee (assessed 30 days after due date) | $5Below the typical range ($30–$70 nationally) | $40 below the national median$35 below the Oklahoma median | — | — | Source |
| Garnishment/Levy Processing Fee | $15Below the typical range ($30–$90 nationally) | $35 below the national median$10 below the Oklahoma median | — | — | Source |
| $1 below the national median$1 below the Oklahoma median |
| per item |
| — |
| Source |