vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the Texas median
$4 below the national median$4 below the Texas median
per month · Source
$5 above the national median$5 above the Texas median
$7 above the national median$9.50 above the Texas median
per item · Source
$8 below the national median$5.50 below the Texas median
Knox extract.rules v30 categorized a line held for review from Rosetta artifact #2414. canonical_hint=account_research; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Money Market & Platinum Accounts - Excess Withdrawal Fee | $10.00" · Source
$13 below the national median$10.50 below the Texas median
$2 above the national median$2 above the Texas median
$2 above the national median$2 above the Texas median
At the national medianAt the Texas median
$0.75 below the national median$0.75 below the Texas median
At the national medianAt the Texas median
$5 below the national median$2.50 below the Texas median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2414. canonical_hint=card_replacement; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Debit Card Replacement Fee | $5.00" · Source
$10 above the national median$12.50 above the Texas median
At the national medianAt the Texas median
$30 above the national median$35 above the Texas median
At the national medianAt the Texas median
$4.50 above the national median$2.50 above the Texas median
$10 below the national median$10 below the Texas median
$7.50 below the national median$7.50 below the Texas median
$15 below the national median$15 below the Texas median
$11.50 below the national median$8.50 below the Texas median
$105 above the national median$105 above the Texas median
$35 below the national median$35 below the Texas median
$30 above the national median$30 above the Texas median
per year · Source
$15 below the national median$15 below the Texas median
per year · Source
$25 below the national median$25 below the Texas median
per year · Source
At the national medianAt the Texas median
per year · Source
$10 above the national median$10 above the Texas median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2414. canonical_hint=garnishment_levy; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Garnishments/Tax Levies (plus attorney fees) | $60.00" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Accounts Closed within 30 days | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Texas median | — | — | Source |
| Debit Card Inactivity Fee - No activity after 60 days (per month) | $1Below the typical range ($5–$10 nationally) | $4 below the national median$4 below the Texas median | per month | — | Source |
| Inactivity/Dormant (one-time) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Account Research (minimum $20.00) | $25Within the typical range ($12.50–$25 nationally) | $7 above the national median$9.50 above the Texas median | per item | — | Source |
| Money Market & Platinum Accounts - Excess Withdrawal Fee | $10Below the typical range ($12.50–$25 nationally) | $8 below the national median$5.50 below the Texas median | — | Knox extract.rules v30 categorized a line held for review from Rosetta artifact #2414. canonical_hint=account_research; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Money Market & Platinum Accounts - Excess Withdrawal Fee | $10.00" | Source |
| Returned Mail Processing | $5Below the typical range ($12.50–$25 nationally) | $13 below the national median$10.50 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
| Insufficient Funds Fee | $32 | ||||
ATM & CardVerified | |||||
| ATM not owned by VeraBank - Inquiry Fee | $0.75Below the typical range ($1–$2.25 nationally) | $0.75 below the national median$0.75 below the Texas median | — | — | Source |
| ATM not owned by VeraBank - Withdrawal Fee | $1.50 | ||||
Wire TransfersVerified | |||||
| Wire Transfers (VeraBank customers only) - International Wires | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Texas median | — | — | Source |
| Wire Transfers (VeraBank customers only) - Foreign Wires - Manual/ In-Branch | $50 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Stop Payments | $32 | ||||
Cash & DepositVerified | |||||
| Return Item/Chargeback | $3.50Below the typical range ($8–$25 nationally) | $11.50 below the national median$8.50 below the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box Rental - Drill and Lock Replacement | $150Above the typical range ($30–$70 nationally) | $105 above the national median$105 above the Texas median | — | — | Source |
| Safe Deposit Box Rental - Key Deposit | $10 | ||||
Overdraft
$32.00
Of 48 others that publish it, 24 lower, 3 the same and 21 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
28
Under review
0
Assets
$4.6B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.6B
Total deposits
$4.0B
Service charge income
$3.3M
Fee income ratio
5.8%
Return on assets
1.65%
Branches
43
Service charge income by quarter
Financial profile · Pro
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| $2 above the national median$2 above the Texas median |
| — |
| — |
| Source |
| Overdraft Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Debit Card Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2414. canonical_hint=card_replacement; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Debit Card Replacement Fee | $5.00" | Source |
| Debit Card Replacement Expedited (2 to 3 business days) | $50Within the typical range ($30–$50 nationally) | $10 above the national median$12.50 above the Texas median | — | — | Source |
| $30 above the national median$35 above the Texas median |
| — |
| — |
| Source |
| $4.50 above the national median$2.50 above the Texas median |
| — |
| — |
| Source |
| Collection Items - Incoming/customer | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
| Collection Items - Outgoing for Immediate Credit: $5,000 or less | $12.50Within the typical range ($10–$25 nationally) | $7.50 below the national median$7.50 below the Texas median | — | — | Source |
| Collection Items - Outgoing/customer | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the Texas median | — | — | Source |
| $35 below the national median$35 below the Texas median |
| — |
| — |
| Source |
| Safe Deposit Box Rental (annual) - 10 x 10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$30 above the Texas median | per year | — | Source |
| Safe Deposit Box Rental (annual) - 3 x 10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Texas median | per year | — | Source |
| Safe Deposit Box Rental (annual) - 3 x 5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Texas median | per year | — | Source |
| Safe Deposit Box Rental (annual) - 5 x 10 | $45Within the typical range ($30–$70 nationally) | At the national medianAt the Texas median | per year | — | Source |
| Garnishments/Tax Levies (plus attorney fees) | $60Within the typical range ($30–$90 nationally) | $10 above the national median$10 above the Texas median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2414. canonical_hint=garnishment_levy; text_hash=f6e1f74a107dd676ac65c0ab2a5c75810fb579f30e1df8ab130b83ae712e1435; excerpt="Garnishments/Tax Levies (plus attorney fees) | $60.00" | Source |