vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Minnesota median
per month · Source
$12.50 above the national median$10 above the Minnesota median
$0.79 above the national median$0.79 above the Minnesota median
$0.79 above the national median$1.79 above the Minnesota median
$0.01 below the national median$0.01 below the Minnesota median
At the national medianAt the Minnesota median
per item · Source
$3 above the national median$2.25 above the Minnesota median
per item · Source
$3.29 above the national median$5.79 above the Minnesota median
$10 above the national median$7.50 above the Minnesota median
per item · Source
At the national median$2.50 below the Minnesota median
per item · Source
$2 below the national median$2.25 below the Minnesota median
per item · Source
$12.45 above the national median$14.95 above the Minnesota median
per item · Each · Institution’s schedule
—
$5 above the national median$10 above the Minnesota median
$2.50 above the national median$2.75 above the Minnesota median
per item · Source
$205 above the national median$205 above the Minnesota median
$5 above the national median$5 above the Minnesota median
$2.75 below the national median$2.75 below the Minnesota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | per month | — | Source |
| Account Research | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Minnesota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge | $30.79Within the typical range ($25–$33 nationally) | $0.79 above the national median$0.79 above the Minnesota median | — | — | Source |
| Return Item Charge | $30.79 | ||||
ATM & CardVerified | |||||
| Replace Lost Debit Card | $9.99Within the typical range ($5–$10 nationally) | $0.01 below the national median$0.01 below the Minnesota median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| Check Free Bill Pay Rush Delivery | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$14.95 above the Minnesota median | per item | Each | Institution’s schedule |
Cash & DepositVerified | |||||
| Coin Counting (non customer) | 10% | — | — | — | Source |
| Deposit Item Return Fee (Business accounts only) | $20Within the typical range ($8–$25 nationally) | $5 above the national median | |||
Account ServicesVerified | |||||
| Notary Fee (non customer) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2.75 above the Minnesota median | per item | — | Source |
| Drill Charge | $250 | ||||
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$2.75 below the Minnesota median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30.79
Headline fees published
6 of 15
Published fees
17
Under review
0
Assets
$177.5M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$177.5M
Total deposits
$152.0M
Service charge income
$75K
Fee income ratio
3.3%
Return on assets
1.18%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $0.79 above the national median$1.79 above the Minnesota median |
| — |
| — |
| Source |
| $3 above the national median$2.25 above the Minnesota median |
| per item |
| — |
| Source |
| Stop Payments (all items) | $30.79Above the typical range ($20–$30 nationally) | $3.29 above the national median$5.79 above the Minnesota median | — | — | Source |
| Canadian Check Cashing/Processing | $15Above the typical range ($5–$10 nationally) | $10 above the national median$7.50 above the Minnesota median | per item | — | Source |
| Check Cashing (non customer) | $5Within the typical range ($5–$10 nationally) | At the national median$2.50 below the Minnesota median | per item | — | Source |
| Copy of Checks (2 free per month) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2.25 below the Minnesota median | per item | — | Source |
| — |
| — |
| Source |
| $205 above the national median$205 above the Minnesota median |
| — |
| — |
| Source |
| Lost Key | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Minnesota median | — | — | Source |