vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$3.25 above the Massachusetts median
per month · Source
$14 above the national median$13.25 above the Massachusetts median
per month · Source
$7.50 above the national median$10 above the Massachusetts median
$20 above the national median$20 above the Massachusetts median
$7.50 above the national medianAt the Massachusetts median
per item · Per hour · Source
$7.50 above the national medianAt the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
per item · Source
$7.50 above the national medianAt the Massachusetts median
$4 above the national median$4 above the Massachusetts median
per item · Customers 55 and younger and 65 and older are eligible for reduced overdraft fee of $5.00. Eligibility for the reduced overdraft fee is based on the primary account holder's age and the account type. · Source
$4 above the national median$4 above the Massachusetts median
$1.50 above the national median$1.50 above the Massachusetts median
$1.50 above the national median$1.50 above the Massachusetts median
per transaction · Source
At the national medianAt the Massachusetts median
At the national median$10 below the Massachusetts median
—
$5 above the national median$5 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$10 above the national median$15 above the Massachusetts median
At the national medianAt the Massachusetts median
$1 above the national median$1 above the Massachusetts median
$3 above the national median$2 above the Massachusetts median
$3 above the national median$2 above the Massachusetts median
per item · Source
$2.50 above the national median$3.75 above the Massachusetts median
At the national medianAt the Massachusetts median
$8.16 below the national median$0.30 below the Massachusetts median
$25 above the national median$25 above the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance Service Charges (Choice Checking) | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.25 above the Massachusetts median | per month | — | Source |
| Maintenance Service Charges (Interest Checking) | $20Above the typical range ($4–$10 nationally) | $14 above the national median$13.25 above the Massachusetts median | per month | — | Source |
| Early Account Closure Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Massachusetts median | — | — | Source |
| Escheatment Fee - per account or such lesser rate as may be set by law | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Massachusetts median | — | — | Source |
| Account Research | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | per item | Per hour | Source |
| Account Research Fee: Hourly Rate | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
| Account Research Fee: Per Item | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | per item | — | Source |
| Checkbook Reconciliation, per hour | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $34Above the typical range ($25–$33 nationally) | $4 above the national median$4 above the Massachusetts median | per item | Customers 55 and younger and 65 and older are eligible for reduced overdraft fee of $5.00. Eligibility for the reduced overdraft fee is based on the primary account holder's age and the account type. | Source |
ATM & CardVerified | |||||
| ATM Inquiry, Transfer or Withdrawal Fee | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Massachusetts median | — | — | Source |
| Non-PeoplesBank and non-Allpoint ATM charge (Free Checking) | $3 | ||||
Wire TransfersVerified | |||||
| Wire Fee: Outgoing Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Wire Fee: Incoming Domestic | $15 | ||||
Check ServicesVerified | |||||
| Official Check Fee | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the Massachusetts median | — | — | Source |
| Money Order Fee | $5 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $6.84Below the typical range ($8–$25 nationally) | $8.16 below the national median$0.30 below the Massachusetts median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer Fee - Includes account closure | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the Massachusetts median | — | — | Source |
Overdraft
$34.00
Of 29 others that publish it, 21 lower and 8 higher.
Monthly maintenance
$15.00
Of 22 others that publish it, 18 lower, 2 the same and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$34
Headline fees published
11 of 15
Published fees
25
Under review
0
Assets
$4.6B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.6B
Total deposits
$3.5B
Service charge income
$1.4M
Fee income ratio
4.1%
Return on assets
0.44%
Branches
21
Service charge income by quarter
Financial profile · Pro
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| $34Above the typical range ($25–$33 nationally) |
| $4 above the national median$4 above the Massachusetts median |
| — |
| — |
| Source |
| $1.50 above the national median$1.50 above the Massachusetts median |
| per transaction |
| — |
| Source |
| Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Debit Card Replacement- Rush Fee | $40Within the typical range ($30–$50 nationally) | At the national median$10 below the Massachusetts median | — | — | Source |
| International Service Assessment | 1%of the transaction | — | — | — | Source |
| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| Wire Fee: Outgoing Intl | $60Above the typical range ($40–$50 nationally) | $10 above the national median$15 above the Massachusetts median | — | — | Source |
| Wire Fee: Incoming Intl | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $3 above the national median$2 above the Massachusetts median |
| — |
| — |
| Source |
| Money Orders | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$2 above the Massachusetts median | per item | — | Source |
| Stop Payment Fee - all items, including ACH and bill pay | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Collection Item Fee | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |