vs. U.S. typical range:LowerTypicalHigher
$12.50 above the national median$10 above the Illinois median
At the national medianAt the Illinois median
per month · Source
$2.50 below the national median$5 below the Illinois median
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$2.50 above the national median$0.50 above the Illinois median
per item · Source
$1.50 below the national median$1 below the Illinois median
per item · Source
At the national median$2 below the Illinois median
per item · Source
$2 above the national median$1 above the Illinois median
per item · Source
At the national median$5 below the Illinois median
per item · Source
$10 above the national median$10 above the Illinois median
per item · Source
$1.50 below the national medianAt the Illinois median
$15 below the national median$15 below the Illinois median
$10 above the national median$10 above the Illinois median
$25 below the national median$25 below the Illinois median
$10 below the national median$10 below the Illinois median
$155 above the national median$155 above the Illinois median
$50 above the national median$25 above the Illinois median
$15 below the national median$15 below the Illinois median
At the national median$1 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure Fee (If closed within first 90 days of opening) | $30Above the typical range ($10–$25 nationally) | $12.50 above the national median$10 above the Illinois median | — | — | Source |
| Checking and Savings Dormant Account Fee (after 760 days dormant) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
| Account Reconciliation | $15Within the typical range ($11.75–$25 nationally) | $2.50 below the national median$5 below the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Illinois median | per item | — | Source |
ATM & CardVerified | |||||
| Debit Card Replacement (Lost Card) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers: Incoming | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Illinois median | per item | — | Source |
Check ServicesVerified | |||||
| Official Check (customers only) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Stop Payment Fee | $30 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Charge | $25Within the typical range ($15–$30 nationally) | At the national median$5 below the Illinois median | per item | — | Source |
Cash & DepositVerified | |||||
| Return Deposited Item Fee | $25Within the typical range ($8–$25 nationally) | $10 above the national median$10 above the Illinois median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Fee (non-customers) | $1Within the typical range ($0–$5 nationally) | $1.50 below the national medianAt the Illinois median | — | — | Source |
| One Lost Key | $30 | ||||
Lending FeesVerified | |||||
| Late Fee (after 30 day grace period) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Illinois median | — | — | Source |
Fee change alerts
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Headline fees published
6 of 15
Published fees
22
Under review
0
Assets
$207.3M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$207.3M
Total deposits
$185.3M
Service charge income
$9K
Fee income ratio
0.58%
Return on assets
0.88%
Branches
3
Service charge income by quarter
Financial profile · Pro
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| $2.50 above the national median$0.50 above the Illinois median |
| per item |
| — |
| Source |
| Temporary Checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$1 below the Illinois median | per item | — | Source |
| Non-Customer Check Cashing | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Illinois median | per item | — | Source |
| Photocopy of Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Illinois median | per item | — | Source |
| $15 below the national median$15 below the Illinois median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| Safe Deposit Box 3x5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Illinois median | — | — | Source |
| Safe Deposit Box 5x10 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
| Two Lost Keys/Drilling Fee | $200Above the typical range ($30–$70 nationally) | $155 above the national median$155 above the Illinois median | — | — | Source |
| Garnishments/Levies/Subpoenas | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the Illinois median | — | — | Source |