vs. U.S. typical range:LowerTypicalHigher
$13 above the national median$12.05 above the Oklahoma median
per month · Source
$15 above the national median$15 above the Oklahoma median
per month · Source
$7.50 above the national median$5 above the Oklahoma median
$12.50 above the national median$10 above the Oklahoma median
$1.99 above the national median$1.99 above the Oklahoma median
per month · Source
$10 below the national median$7 below the Oklahoma median
per item · Source
$10 below the national median$7.25 below the Oklahoma median
per item · Source
At the national medianAt the Oklahoma median
per item · Source
$0.50 below the national medianAt the Oklahoma median
per item · Source
$2 above the national median$2.50 above the Oklahoma median
per transaction · Source
At the national median$2.50 above the Oklahoma median
per item · Source
$5 above the national median$5 below the Oklahoma median
per item · Source
—
$5 above the national median$11.05 above the Oklahoma median
per item · Source
$15 above the national median$21.05 above the Oklahoma median
per item · Source
$20 above the national median$20 above the Oklahoma median
per item · Source
$7.50 below the national median$5 below the Oklahoma median
per item · Source
$5 above the national median$10 above the Oklahoma median
per item · Source
$5 above the national median$14.05 above the Oklahoma median
per item · Source
$25 below the national medianAt the Oklahoma median
per item · Source
$15 above the national median$15 above the Oklahoma median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Maintenance Fee | $19Above the typical range ($4–$10 nationally) | $13 above the national median$12.05 above the Oklahoma median | per month | — | Source |
| Dormant Account Fee | $20Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Oklahoma median | per month | — | Source |
| Account Reconciliation Fee (1-hour minimum) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the Oklahoma median | — | — | Source |
| Account Research Fee (1-hour minimum), including | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$10 above the Oklahoma median | — | — | Source |
| statements delivered via US Mail, you may do so at any time, subject to applicable law. There will be a monthly paper st | $4.99Above the typical range ($2–$4.88 nationally) | $1.99 above the national median$1.99 above the Oklahoma median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) or Overdraft Fee | $20Below the typical range ($25–$33 nationally) | $10 below the national median$7 below the Oklahoma median | per item | — | Source |
| NSF fee | $20 | ||||
ATM & CardVerified | |||||
| ATM Account Inquiry at Out-of-Network ATMs | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Oklahoma median | per item | — | Source |
| ATM Withdrawals and Transfers at Out-of-Network | $3.50 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer Fee –: Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$11.05 above the Oklahoma median | per item | — | Source |
| Outgoing Wire | $40 | ||||
Check ServicesVerified | |||||
| Stop Payment Fee per ACH, Wire, or Check | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$5 below the Oklahoma median | per item | — | Source |
| Collection Item Processing – Incoming and Outgoing | |||||
Cash & DepositVerified | |||||
| Charge Back Fee (Returned Deposited Item) | $20Within the typical range ($8–$25 nationally) | $5 above the national median$14.05 above the Oklahoma median | per item | — | Source |
Account ServicesVerified | |||||
| Garnishment and Levy Processing Fee | $25Below the typical range ($30–$90 nationally) | $25 below the national medianAt the Oklahoma median | per item | — | Source |
| Research for Subpoena(s). | $30 | ||||
Overdraft
$20.00
Of 34 others that publish it, 5 lower, 1 the same and 28 higher.
Monthly maintenance
$19.00
Of 30 others that publish it, 30 lower and 0 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$20
Headline fees published
12 of 15
Published fees
21
Under review
0
Assets
$276.8M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$276.8M
Total deposits
$268.7M
Service charge income
$252K
Fee income ratio
7.1%
Return on assets
-5.14%
Branches
1
Service charge income by quarter
Financial profile · Pro
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| $10 below the national median$7.25 below the Oklahoma median |
| per item |
| — |
| Source |
| Savings-Linked Overdraft Protection | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Oklahoma median | per item | — | Source |
| $2 above the national median$2.50 above the Oklahoma median |
| per transaction |
| — |
| Source |
| Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Oklahoma median | per item | — | Source |
| Expedited Delivery Debit Card Replacement Fee Expedited delivery time is normally 3 business days | $45Within the typical range ($30–$50 nationally) | $5 above the national median$5 below the Oklahoma median | per item | — | Source |
| Cross-border | 2.5%of the transaction | — | — | — | Source |
| $15 above the national median$21.05 above the Oklahoma median |
| per item |
| — |
| Source |
| Incoming Wire | $30Above the typical range ($5–$15 nationally) | $20 above the national median$20 above the Oklahoma median | per item | — | Source |
| $25Within the typical range ($10–$25 nationally) |
| $5 above the national median$10 above the Oklahoma median |
| per item |
| — |
| Source |
| $20 below the national median |
| — |
| — |
| Source |
| Verification of Account Fee | $25Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the Oklahoma median | per item | — | Source |