vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national medianAt the Michigan median
one time · Within 120 days of account opening. Does not apply to Free Checking account · Source
At the national medianAt the Michigan median
per month · Source
$7.50 above the national median$6.25 above the Michigan median
per item · per hour · Institution’s schedule
$30 below the national median$29 below the Michigan median
$20 below the national median$19 below the Michigan median
$5 below the national median$3.50 below the Michigan median
$5 below the national medianAt the Michigan median
At the national medianAt the Michigan median
$10 below the national median$5 below the Michigan median
At the national median$2 above the Michigan median
$2.50 below the national median$2 below the Michigan median
At the national medianAt the Michigan median
$25 above the national median$35 above the Michigan median
$2 above the national median$1.50 above the Michigan median
per item · Source
$2 above the national median$1.50 above the Michigan median
$12.45 above the national median$11.95 above the Michigan median
$2.50 below the national median$3 below the Michigan median
per item · Free · Source
$75 above the national median$71 above the Michigan median
per year · Source
$13 below the national median$17 below the Michigan median
per year · Source
$30 above the national median$26 above the Michigan median
per year · Source
$3 above the national median$1 below the Michigan median
per year · Source
$55 above the national median$51 above the Michigan median
per year · Source
$205 above the national median$201 above the Michigan median
$25 above the national median$25 above the Michigan median
At the national median$2.50 above the Michigan median
per item · Source
$25 above the national median$25 above the Michigan median
per item · Source
$15 below the national median$25 below the Michigan median
per item · Delivered via UPS, FedEx, USPS or other similar services within two (2) business days · Institution’s schedule
$15 below the national median$25 below the Michigan median
$2 above the national median$2 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early closure fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Michigan median | one time | Within 120 days of account opening. Does not apply to Free Checking account | Source |
| Dormant fee¹ | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Account research | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$6.25 above the Michigan median | per item | per hour | Institution’s schedule |
Overdraft & NSFVerified | |||||
| NSF charges | $0Below the typical range ($25–$32 nationally) | $30 below the national median$29 below the Michigan median | — | — | Source |
| Return items | $10 | ||||
ATM & CardVerified | |||||
| Expedited Debit Card Delivery³ | $35Within the typical range ($30–$50 nationally) | $5 below the national medianAt the Michigan median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Out (domestic) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Wire Transfer In (domestic) | $0 | ||||
Check ServicesVerified | |||||
| Cashier's check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Stop payment | $25 | ||||
Digital & ElectronicVerified | |||||
| Bill payment (same day) | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$11.95 above the Michigan median | — | — | Source |
| Bill payment (standard) | $0 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10x10 | $120Above the typical range ($30–$70 nationally) | $75 above the national median$71 above the Michigan median | per year | — | Source |
| Safe Deposit Box 3x5 | $32 | ||||
Retirement & IRAVerified | |||||
| IRA/HSA transfer to another institution | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the Michigan median | per item | — | Source |
Other FeesVerified | |||||
| Overnight mail delivery | $15Below the typical range ($20–$40 nationally) | $15 below the national median$25 below the Michigan median | per item | Delivered via UPS, FedEx, USPS or other similar services within two (2) business days | Institution’s schedule |
| Overnight mail delivery⁴ | $15 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
6 of 15
Published fees
29
Under review
0
Assets
$7.5B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$7.5B
Total deposits
$5.3B
Service charge income
$3K
Fee income ratio
0.00%
Return on assets
1.29%
Branches
1
Service charge income by quarter
Financial profile · Pro
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| $20 below the national median$19 below the Michigan median |
| — |
| — |
| Source |
| Automatic overdraft transfers⁵ | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$3.50 below the Michigan median | — | — | Source |
| $10 below the national median$5 below the Michigan median |
| — |
| — |
| Source |
| $2.50 below the national median$2 below the Michigan median |
| — |
| — |
| Source |
| Counter checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Foreign check processing | $45Above the typical range ($10–$25 nationally) | $25 above the national median$35 above the Michigan median | — | — | Source |
| Canceled check copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | per item | — | Source |
| Canceled check copy first 2 items free per year | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| $2.50 below the national median$3 below the Michigan median |
| per item |
| Free |
| Source |
| $13 below the national median$17 below the Michigan median |
| per year |
| — |
| Source |
| Safe Deposit Box 5x10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$26 above the Michigan median | per year | — | Source |
| Safe Deposit Box 5x5 | $48Within the typical range ($30–$70 nationally) | $3 above the national median$1 below the Michigan median | per year | — | Source |
| Safe Deposit Box 8x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$51 above the Michigan median | per year | — | Source |
| Safe deposit box re-key | $250Above the typical range ($30–$70 nationally) | $205 above the national median$201 above the Michigan median | — | — | Source |
| Garnishments/IRS levy | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |
| Subpoenas | $50Within the typical range ($30–$100 nationally) | At the national median$2.50 above the Michigan median | per item | — | Source |
| $15 below the national median$25 below the Michigan median |
| — |
| — |
| Source |
| Statement copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |