vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the New York median
per month · Source
$4 above the national median$5 above the New York median
per month · Source
$6 below the national median$5 below the New York median
per month · Source
$12.50 below the national median$12.50 below the New York median
per month · Source
At the national medianAt the New York median
$5 below the national median$5 below the New York median
At the national medianAt the New York median
$5 below the national median$5 below the New York median
$3 below the national median$3 below the New York median
$2.50 above the national median$5 above the New York median
per item · Source
$2 above the national medianAt the New York median
per item · Source
$2.50 below the national median$2 below the New York median
per item · Source
$0.50 below the national medianAt the New York median
per item · Source
$20 below the national median$30 below the New York median
$10 below the national median$15 below the New York median
per day · Source
$2 above the national median$2 above the New York median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Bankon Checking Monthly Maintenance Charge | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the New York median | per month | — | Source |
| Monthly Maintenance Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$5 above the New York median | per month | — | Source |
| Monthly Maintenance Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5 below the New York median | per month | — | Source |
| Returned Mail, processing fee (per month/per account) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the New York median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | — | — | Source |
| Overdraft Protection Transfer Fee | $0 | ||||
ATM & CardVerified | |||||
| Non-Ridgewood ATM Use | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the New York median | — | — | Source |
| Customer Requested Replacement Debit Card | $5 | ||||
Check ServicesVerified | |||||
| Abandoned Property: Teller Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the New York median | — | — | Source |
| Stop Payment (per item) | $30 | ||||
Account ServicesVerified | |||||
| Notary Services, depositors (per item) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the New York median | per item | — | Source |
| Notary Services, non-depositors (per item) | $2 | ||||
Lending FeesVerified | |||||
| Late Payment (30 days past due) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the New York median | per day | — | Source |
Other FeesVerified | |||||
| Interim Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New York median | per month | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
7 of 15
Published fees
16
Under review
0
Assets
$7.5B
Work at Ridgewood Savings Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$7.5B
Total deposits
$6.0B
Service charge income
$740K
Fee income ratio
1.7%
Return on assets
0.88%
Branches
38
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national median$5 below the New York median |
| — |
| — |
| Source |
| $5 below the national median$5 below the New York median |
| — |
| — |
| Source |
| $2.50 above the national median$5 above the New York median |
| per item |
| — |
| Source |
| Plus copy charge (per item) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | per item | — | Source |
| $0.50 below the national medianAt the New York median |
| per item |
| — |
| Source |
| Lost Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$30 below the New York median | — | — | Source |