vs. U.S. typical range:LowerTypicalHigher
$9 above the national median$8.05 above the Maryland median
$3 below the national median$3.95 below the Maryland median
per month · Source
$44 above the national median$43.05 above the Maryland median
per month · Source
$9 above the national median$8.05 above the Maryland median
per month · Source
$19 above the national median$18.05 above the Maryland median
per month · Source
$8 above the national median$6 above the Maryland median
per month · Source
$7.50 above the national median$5 above the Maryland median
$3.35 below the national median$3.35 below the Maryland median
$2.50 above the national median$2.50 above the Maryland median
$5 above the national median$5 above the Maryland median
per item · Source
$5 above the national median$5 above the Maryland median
per item · Source
$5 above the national median$5 above the Maryland median
per item · Source
$1 above the national median$1.50 above the Maryland median
At the national median$0.50 above the Maryland median
$5 below the national median$5 below the Maryland median
—
At the national medianAt the Maryland median
$5 above the national medianAt the Maryland median
At the national median$5 above the Maryland median
$15 above the national median$15 above the Maryland median
$3 above the national median$2.75 above the Maryland median
$7.50 above the national median$7.50 above the Maryland median
per item · Source
$1 below the national medianAt the Maryland median
per item · Source
At the national median$5 below the Maryland median
per item · Source
$32.50 above the national median$30 above the Maryland median
$3 below the national median$8 below the Maryland median
$20 above the national median$10 above the Maryland median
$150 above the national median$100 above the Maryland median
$3 above the national median$1 above the Maryland median
$1 below the national median$3 below the Maryland median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum balance to avoid imposition of fees - A service charge fee of | $15Above the typical range ($4–$10 nationally) | $9 above the national median$8.05 above the Maryland median | — | — | Source |
| Monthly fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$3.95 below the Maryland median | per month | — | Source |
| Service charge fee | $50Above the typical range ($4–$10 nationally) | $44 above the national median$43.05 above the Maryland median | per month | — | Source |
| Service charge fee | $15Above the typical range ($4–$10 nationally) | $9 above the national median$8.05 above the Maryland median | per month | — | Source |
| Service charge fee | $25Above the typical range ($4–$10 nationally) | $19 above the national median$18.05 above the Maryland median | per month | — | Source |
| Service charge fee (balance falls below $1,000.00) | $15Above the typical range ($5–$10 nationally) | $8 above the national median$6 above the Maryland median | per month | — | Source |
| Account closed within 90 days of opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Maryland median | — | — | Source |
| Dormant account with balance of $50.00 or more | $1.65Below the typical range ($5–$10 nationally) | $3.35 below the national median$3.35 below the Maryland median | — | — | Source |
| Account research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the Maryland median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft - each overdraft paid | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Maryland median | per item | — | Source |
| Nonsufficient funds - each | $35 | ||||
ATM & CardVerified | |||||
| ATM cash withdrawal (at ATMs we do not own or operate) | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1.50 above the Maryland median | — | — | Source |
| transfer funds from checking to savings account(s) with an ATM or Visa Check card get information about: the account bal | $1.50 | ||||
Wire TransfersVerified | |||||
| Domestic wire transfer - Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Domestic wire transfer - Incoming | $15 | ||||
Check ServicesVerified | |||||
| Cashier's checks | $20Above the typical range ($3–$6 nationally) | $15 above the national median$15 above the Maryland median | — | — | Source |
| Money orders | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $35Above the typical range ($0–$9.95 nationally) | $32.50 above the national median$30 above the Maryland median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited checks (and other items) returned unpaid | $12Within the typical range ($8–$25 nationally) | $3 below the national median$8 below the Maryland median | — | — | Source |
| Lost night depository key | $20 | ||||
Account ServicesVerified | |||||
| Lost safe deposit box key | $65Within the typical range ($30–$70 nationally) | $20 above the national median$10 above the Maryland median | — | — | Source |
| Garnishments | $200 | ||||
Retirement & IRAVerified | |||||
| IRA transfer | $25Within the typical range ($25–$35 nationally) | At the national median | — | — | Source |
Other FeesVerified | |||||
| Fax statement | $6Above the typical range ($2–$5 nationally) | $3 above the national median$1 above the Maryland median | — | — | Source |
| Photocopies | $2 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 52 others that publish it, 25 lower, 17 the same and 10 higher.
Monthly maintenance
$15.00
Of 55 others that publish it, 50 lower and 5 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
13 of 15
Published fees
31
Under review
0
Assets
$383.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$383.2M
Total deposits
$323.8M
Service charge income
$50K
Fee income ratio
1.1%
Return on assets
0.14%
Branches
7
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Maryland median |
| per item |
| — |
| Source |
| Nonsufficient funds (NSF) check | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Maryland median | per item | — | Source |
| At the national median$0.50 above the Maryland median |
| — |
| — |
| Source |
| Replace lost ATM card (after second request) | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Maryland median | — | — | Source |
| International Service Assessment | 1%of the transaction | — | — | — | Source |
| $5 above the national medianAt the Maryland median |
| — |
| — |
| Source |
| Foreign wire transfer - Outgoing | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Maryland median | — | — | Source |
| $3 above the national median$2.75 above the Maryland median |
| — |
| — |
| Source |
| Stop payments | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$7.50 above the Maryland median | per item | — | Source |
| Counter checks | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Maryland median | per item | — | Source |
| Collection items (incoming and outgoing) | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the Maryland median | per item | — | Source |
| $10 above the national median |
| — |
| — |
| Source |
| $150 above the national median$100 above the Maryland median |
| — |
| — |
| Source |
| $1 below the national median$3 below the Maryland median |
| per item |
| — |
| Source |