vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the North Dakota median
per month · Source
At the national medianAt the North Dakota median
per item · Source
At the national median$0.02 above the North Dakota median
per item · Source
$25 above the national medianAt the North Dakota median
per item · Source
At the national medianAt the North Dakota median
per year · Source
$5 above the national median$10 above the North Dakota median
per item · Source
At the national medianAt the North Dakota median
per item · Source
$2 above the national median$2.50 above the North Dakota median
per item · Source
$2.50 below the national medianAt the North Dakota median
per item · Source
$2 below the national median$1.25 below the North Dakota median
per item · Source
per month · Source
$5 below the national median$5 above the North Dakota median
per item · Source
$80 above the national median$86.25 above the North Dakota median
$5 above the national median$11.25 above the North Dakota median
$25 below the national median$5 below the North Dakota median
per item · Source
$10 below the national median$15 below the North Dakota median
per year · Source
$17 above the national median$18 above the North Dakota median
$2.75 below the national median$1.75 below the North Dakota median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant(1) Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the North Dakota median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the North Dakota median | per item | — | Source |
| Returned Item Fee | $30 | ||||
ATM & CardVerified | |||||
| Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the North Dakota median | per year | — | Source |
Wire TransfersVerified | |||||
| BDB Domestic Wire Transfer | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the North Dakota median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the North Dakota median | per item | — | Source |
| Money Order | $4 | ||||
Digital & ElectronicVerified | |||||
| BDB ACH Origination | $25Above the typical range ($5–$20 nationally) | $15 above the national median | per month | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Item/Cash Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 above the North Dakota median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Public | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median | — | — | Source |
| Drill Lock | $125Above the typical range ($30–$70 nationally) | ||||
Lending FeesVerified | |||||
| Late Charge | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the North Dakota median | per year | — | Source |
Other FeesVerified | |||||
| Account Research, Statement Reconciliation | $20Above the typical range ($2–$5 nationally) | $17 above the national median$18 above the North Dakota median | — | — | Source |
| Photocopies | $0.25 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
21
Under review
0
Assets
$424.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$424.2M
Total deposits
$371.9M
Service charge income
$32K
Fee income ratio
0.65%
Return on assets
2.06%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| At the national median$0.02 above the North Dakota median |
| per item |
| — |
| Source |
| Continuous Overdraft Charge | $30Above the typical range ($5–$15 nationally) | $25 above the national medianAt the North Dakota median | — | — | Source |
| Overdraft Protection Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national median | per item | — | Source |
| $2 above the national median$2.50 above the North Dakota median |
| per item |
| — |
| Source |
| Stop Payment Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the North Dakota median | per item | — | Source |
| Counter Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median | — | — | Source |
| Copy of Check, Deposit or Withdrawal | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1.25 below the North Dakota median | per item | — | Source |
| $80 above the national median$86.25 above the North Dakota median |
| — |
| — |
| Source |
| Lost Key | $50Within the typical range ($30–$70 nationally) | $5 above the national median$11.25 above the North Dakota median | — | — | Source |
| Garnishment/Levy | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$5 below the North Dakota median | per item | — | Source |
| $2.75 below the national median$1.75 below the North Dakota median |
| per item |
| — |
| Source |