vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national medianAt the Indiana median
one time · within 90 days of opening · Institution’s schedule
$7.50 above the national medianAt the Indiana median
At the national medianAt the Indiana median
per month · Source
$12.50 above the national median$12 above the Indiana median
At the national medianAt the Indiana median
At the national medianAt the Indiana median
$0.50 above the national medianAt the Indiana median
$10 above the national median$10 above the Indiana median
per item · charge for replacing lost/stolen card · Institution’s schedule
At the national median$5 above the Indiana median
per item · send funds within U.S. · Institution’s schedule
At the national median$5 above the Indiana median
At the national medianAt the Indiana median
per item · funds received from U.S. bank · Institution’s schedule
At the national medianAt the Indiana median
$15 above the national median$15 above the Indiana median
per item · send funds internationally · Institution’s schedule
$15 above the national median$15 above the Indiana median
At the national median$1 above the Indiana median
per item · funds received from outside U.S. · Institution’s schedule
At the national median$1 above the Indiana median
At the national medianAt the Indiana median
per item · bank-issued check guaranteed by funds (Club Members pay $2.50) · Institution’s schedule
At the national medianAt the Indiana median
per item · prepaid payment document (Club Members pay $1) · Institution’s schedule
$2.50 above the national medianAt the Indiana median
$5 above the national medianAt the Indiana median
$5 below the national median$1 below the Indiana median
per item · Source
$15 above the national median$20 above the Indiana median
per year · Source
$0.50 below the national median$0.50 above the Indiana median
per item · document notarization (FREE for Club Members) · Institution’s schedule
$0.50 below the national median$0.50 above the Indiana median
$15 below the national median$10 above the Indiana median
$5 above the national median$7.50 above the Indiana median
per item · guarantee of signature authenticity · Institution’s schedule
$35 above the national median$20 above the Indiana median
per year · annual fee for managing your own IRA · Institution’s schedule
At the national medianAt the Indiana median
per item · fee to move your IRA to another institution · Institution’s schedule
$1.50 above the national median$1.15 above the Indiana median
per item · Source
$2 above the national median$2 above the Indiana median
per item · fee for sending or receiving faxes · Institution’s schedule
$2 above the national median$2 above the Indiana median
$1 below the national median$1 below the Indiana median
per item · Source
At the national medianAt the Indiana median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Indiana median | one time | within 90 days of opening | Institution’s schedule |
| Early account closing (within 90 days) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Indiana median | — | — | Source |
| Dormant account fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Indiana median | per month | — | Source |
| Account Reconciliation Fee | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$12 above the Indiana median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) Paid Item Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Non-Sufficient Funds (NSF) Return Item Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM Use of a Non-Kentland Bank ATM Fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the Indiana median | — | — | Source |
| ATM/Debit Replacement Card | $20 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Indiana median | per item | send funds within U.S. | Institution’s schedule |
| Wire Transfers for customers only: Outgoing - Domestic | $25 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Indiana median | per item | bank-issued check guaranteed by funds (Club Members pay $2.50) | Institution’s schedule |
| Money Order | $2 | ||||
Cash & DepositVerified | |||||
| Return Deposit Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$1 below the Indiana median | per item | — | Source |
| Commercial Services: Night Depository Service | $25 | ||||
Account ServicesVerified | |||||
| Notary Service | $2Within the typical range ($0–$5 nationally) | $0.50 below the national median$0.50 above the Indiana median | per item | document notarization (FREE for Club Members) | Institution’s schedule |
| Notary Service (Club Member Free) | $2 | ||||
Retirement & IRAVerified | |||||
| Self Directed IRA | $50Above the typical range ($10–$25 nationally) | $35 above the national median$20 above the Indiana median | per year | annual fee for managing your own IRA | Institution’s schedule |
| IRA Transfer Fee | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.15 above the Indiana median | per item | — | Source |
Other FeesVerified | |||||
| Fax - Incoming/Outgoing First Page | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Indiana median | per item | fee for sending or receiving faxes | Institution’s schedule |
| Fax-incoming/outgoing First page | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 115 others that publish it, 41 lower, 29 the same and 45 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
33
Under review
0
Assets
$419.4M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$419.4M
Total deposits
$321.9M
Service charge income
$108K
Fee income ratio
2.3%
Return on assets
1.71%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Indiana median |
| — |
| — |
| Source |
| $10 above the national median$10 above the Indiana median |
| per item |
| charge for replacing lost/stolen card |
| Institution’s schedule |
| At the national median$5 above the Indiana median |
| — |
| — |
| Source |
| Wire Transfer - Incoming Domestic | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Indiana median | per item | funds received from U.S. bank | Institution’s schedule |
| Wire Transfers for customers only: Incoming - Domestic | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Wire Transfer - Outgoing Foreign | $65Above the typical range ($40–$50 nationally) | $15 above the national median$15 above the Indiana median | per item | send funds internationally | Institution’s schedule |
| Wire Transfers for customers only: Outgoing - Foreign | $65Above the typical range ($40–$50 nationally) | $15 above the national median$15 above the Indiana median | — | — | Source |
| Wire Transfer - Incoming Foreign | $20Within the typical range ($10–$25 nationally) | At the national median$1 above the Indiana median | per item | funds received from outside U.S. | Institution’s schedule |
| Wire Transfers for customers only: Incoming - Foreign | $20Within the typical range ($10–$25 nationally) | At the national median$1 above the Indiana median | — | — | Source |
| At the national medianAt the Indiana median |
| per item |
| prepaid payment document (Club Members pay $1) |
| Institution’s schedule |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Indiana median | — | — | Source |
| Collection item | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Indiana median | — | — | Source |
| $15 above the national median$20 above the Indiana median |
| per year |
| — |
| Source |
| $0.50 below the national median$0.50 above the Indiana median |
| — |
| — |
| Source |
| Garnishment/Levy | $35Within the typical range ($30–$90 nationally) | $15 below the national median$10 above the Indiana median | — | — | Source |
| Signature Guarantee | $15Within the typical range ($5–$15 nationally) | $5 above the national median$7.50 above the Indiana median | per item | guarantee of signature authenticity | Institution’s schedule |
| At the national medianAt the Indiana median |
| per item |
| fee to move your IRA to another institution |
| Institution’s schedule |
| $2 above the national median$2 above the Indiana median |
| — |
| — |
| Source |
| Research Copy Fee/Copies | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Indiana median | per item | — | Source |
| Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Indiana median | — | — | Source |