vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$4.73 below the Tennessee median
per month · Source
$7.50 above the national median$10 above the Tennessee median
$1 above the national median$4 below the Tennessee median
per quarter · Source
$2.50 below the national medianAt the Tennessee median
per item · Source
$12.50 above the national median$15 above the Tennessee median
At the national median$1.50 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
$2 below the national median$2 below the Tennessee median
per day · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #6457. canonical_hint=continuous_od; text_hash=a7289e1e803f6d2d5674aca79e4ae14e31782e6d8654adcfe7d128f1ab362ee9; excerpt="Daily Negative Balance Fee (after 3 business days) | $ 3.00" · Source
At the national medianAt the Tennessee median
per item · Source
$2.50 below the national median$5 below the Tennessee median
$2 below the national median$1 below the Tennessee median
$12 below the national median$12 below the Tennessee median
$17.50 above the national median$20 above the Tennessee median
$25 below the national median$25 below the Tennessee median
one time · Source
$2 above the national median$2 above the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Service Charge | $3Below the typical range ($4–$10 nationally) | $3 below the national median$4.73 below the Tennessee median | per month | — | Source |
| Early Account Closure | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Dormant Savings Account Fee | $6Within the typical range ($5–$10 nationally) | $1 above the national median$4 below the Tennessee median | per quarter | — | Source |
| Account Balancing and Reconciliation | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Tennessee median | per item | — | Source |
| Account Research | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$15 above the Tennessee median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item(s) Fee | $30Within the typical range ($25–$33 nationally) | At the national median$1.50 below the Tennessee median | per item | — | Source |
| Returned Item(s) Fee | $30 | ||||
ATM & CardVerified | |||||
| Replacement ATM/Debit Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
Check ServicesVerified | |||||
| Stop Payment Request | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$5 below the Tennessee median | — | — | Source |
| on the account | $0 | ||||
Digital & ElectronicVerified | |||||
| ACH Return | $25Within the typical range ($15–$30 nationally) | At the national median | — | — | Source |
Cash & DepositVerified | |||||
| Return Deposited Item(s) Fee | $3Below the typical range ($8–$25 nationally) | $12 below the national median$12 below the Tennessee median | — | — | Source |
Account ServicesVerified | |||||
| Non-Customer Notary Fee | $20Above the typical range ($0–$5 nationally) | $17.50 above the national median$20 above the Tennessee median | — | — | Source |
| Attachments, garnishments, levy | $25 | ||||
Other FeesVerified | |||||
| Fax Services: First outgoing page | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Tennessee median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
6 of 15
Published fees
16
Under review
0
Assets
$427.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$427.6M
Total deposits
$384.2M
Service charge income
$144K
Fee income ratio
2.1%
Return on assets
2.80%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Tennessee median |
| per item |
| — |
| Source |
| Daily Negative Balance Fee (after 3 business days) | $3Below the typical range ($5–$15 nationally) | $2 below the national median$2 below the Tennessee median | per day | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #6457. canonical_hint=continuous_od; text_hash=a7289e1e803f6d2d5674aca79e4ae14e31782e6d8654adcfe7d128f1ab362ee9; excerpt="Daily Negative Balance Fee (after 3 business days) | $ 3.00" | Source |
| $2 below the national median$1 below the Tennessee median |
| — |
| — |
| Source |
| $25 below the national median$25 below the Tennessee median |
| one time |
| — |
| Source |