vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Minnesota median
per month · Source
$17.50 above the national median$15 above the Minnesota median
$2 above the national median$1.05 above the Minnesota median
$14 below the national median$14 below the Minnesota median
per day · Source
$5 above the national median$5 above the Minnesota median
per item · Source
$5 above the national median$6 above the Minnesota median
per item · Source
$5 above the national median$6 above the Minnesota median
per item · Source
$85 above the national median$110 above the Minnesota median
per day · No more than 6 OD/NSF Fees will be charged on any business day · Source
$1.50 above the national median$1 above the Minnesota median
per item · Source
$10 above the national median$10 above the Minnesota median
per item · Source
$10 above the national median$10 above the Minnesota median
per item · Source
—
—
$5 above the national median$5 above the Minnesota median
per item · Source
$15 above the national median$17.50 above the Minnesota median
At the national medianAt the Minnesota median
per item · Source
$3 above the national median$2.25 above the Minnesota median
per item · Source
$7.50 above the national median$10 above the Minnesota median
per item · Source
$1 below the national medianAt the Minnesota median
per item · Source
$25 above the national median$25 above the Minnesota median
per month · Source
$30 above the national median$30 above the Minnesota median
per year · Source
$5 above the national median$5 above the Minnesota median
per day · Source
$20 below the national median$22.50 below the Minnesota median
per item · Source
$12.45 above the national median$14.95 above the Minnesota median
per item · Source
$7.45 above the national median$9.95 above the Minnesota median
per item · Source
$7.45 above the national median$9.95 above the Minnesota median
per item · Source
$5 below the national medianAt the Minnesota median
per item · Source
$2.50 above the national median$2.75 above the Minnesota median
per item · Source
$2.50 above the national median$2.75 above the Minnesota median
per item · Source
$20 below the national median$20 below the Minnesota median
per item · Source
$75 above the national median$57.50 above the Minnesota median
per item · Source
per item · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2030. canonical_hint=legal_process; text_hash=d151a1da79221f92a81a1d107950692dd2d3822ebac48b8ff9bf05fe02dc61a3; excerpt="(2) The minimum Legal Processing Fee is $125 per item for the first hour of research plus document costs and $30 per hour for each additional hour of research" · Source
per item · Source
$5 below the national median$6.25 below the Minnesota median
per month · Source
$1 below the national median$1 below the Minnesota median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Fee Checking Accounts (No activity for 12 consecutive months) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | per month | — | Source |
| Account Reconciliation and Research | $35Above the typical range ($11.75–$25 nationally) | $17.50 above the national median$15 above the Minnesota median | — | — | Source |
| Paper Statement Fee for Checking Accounts | $5Above the typical range ($2–$4.76 nationally) | $2 above the national median$1.05 above the Minnesota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Amount or more | $16Below the typical range ($25–$33 nationally) | $14 below the national median$14 below the Minnesota median | per day | — | Source |
| Overdraft Funds (OD Fee), Item Paid | $35 | ||||
ATM & CardVerified | |||||
| ATM Non-MoneyPass® Withdrawal Fee | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1 above the Minnesota median | per item | — | Source |
| Debit Card Debit Card Reissue/Replacement | $20 | ||||
Wire TransfersVerified | |||||
| Wire Transfer – Domestic Incoming Domestic/Internal Transfer (Customer) | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Minnesota median | per item | — | Source |
| each Wire Transfer – International Incoming International U.S./Foreign Currency (Customer) | |||||
Check ServicesVerified | |||||
| Cashier’s Checks Cashier’s Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Account Reconciliation/Research | $35Above the typical range ($5–$20 nationally) | $25 above the national median$25 above the Minnesota median | per month | — | Source |
| ACH Origination Annual Fee | $40 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Check Fee | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the Minnesota median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Public Notary Service | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2.75 above the Minnesota median | per item | — | Source |
| Notary Service | $5 | ||||
Lending FeesVerified | |||||
| Late Charge | $15Within the typical range ($10–$25 nationally) | $5 below the national median$6.25 below the Minnesota median | per month | — | Source |
Other FeesVerified | |||||
| Document Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Minnesota median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 63 others that publish it, 56 lower, 7 the same and 0 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$16
Headline fees published
10 of 15
Published fees
33
Under review
0
Assets
$364.8M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$364.8M
Total deposits
$327.1M
Service charge income
$40K
Fee income ratio
2.3%
Return on assets
0.05%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Minnesota median |
| per item |
| — |
| Source |
| (1) (2) Non-Sufficient Funds (NSF Fee), Return to Maker, or Item Returned | $35Above the typical range ($25–$32 nationally) | $5 above the national median$6 above the Minnesota median | per item | — | Source |
| Non-Sufficient Funds (NSF Fee), Return | $35Above the typical range ($25–$32 nationally) | $5 above the national median$6 above the Minnesota median | per item | — | Source |
| Maximum Daily OD Fee | $210Above the typical range ($99–$175 nationally) | $85 above the national median$110 above the Minnesota median | per day | No more than 6 OD/NSF Fees will be charged on any business day | Source |
| $10 above the national median$10 above the Minnesota median |
| per item |
| — |
| Source |
| Debit Card Reissue/Replacement | $20Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Minnesota median | per item | — | Source |
| Currency Conversion Assessment Fee | 0.2%of the transaction | — | — | — | Source |
| Issuer Cross Border Assessment Fee | 0.9%of the transaction | — | — | — | Source |
| $35Above the typical range ($10–$25 nationally) |
| $15 above the national median$17.50 above the Minnesota median |
| — |
| — |
| Source |
| $3 above the national median$2.25 above the Minnesota median |
| per item |
| — |
| Source |
| Zelle Stop Payment Fee (PGB Zelle Fee) | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the Minnesota median | per item | — | Source |
| Counter Checks (waived for cash withdrawals) | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Minnesota median | per item | — | Source |
| $30 above the national median$30 above the Minnesota median |
| per year |
| — |
| Source |
| All Account Analysis rates and fees are subject to change without notice and are calculated on the basis of each account | $15Within the typical range ($5–$20 nationally) | $5 above the national median$5 above the Minnesota median | per day | — | Source |
| ACH Return Fee | $5Below the typical range ($15–$30 nationally) | $20 below the national median$22.50 below the Minnesota median | per item | — | Source |
| Bill Pay – Special Service Charges Overnight Check Service | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$14.95 above the Minnesota median | per item | — | Source |
| Detailed Information on Fees: Same Day Bill Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$9.95 above the Minnesota median | per item | — | Source |
| Same Day Bill Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$9.95 above the Minnesota median | per item | — | Source |
| $2.50 above the national median$2.75 above the Minnesota median |
| per item |
| — |
| Source |
| Key Replacement | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Minnesota median | per item | — | Source |
| Legal Processing Fees Garnishments, Tax Levy, Child Support | $125Above the typical range ($30–$90 nationally) | $75 above the national median$57.50 above the Minnesota median | per item | — | Source |
| The minimum Legal Processing Fee | $125Above the typical range ($30–$100 nationally) | $75 above the national median | per item | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2030. canonical_hint=legal_process; text_hash=d151a1da79221f92a81a1d107950692dd2d3822ebac48b8ff9bf05fe02dc61a3; excerpt="(2) The minimum Legal Processing Fee is $125 per item for the first hour of research plus document costs and $30 per hour for each additional hour of research" | Source |
| (1) Verification of Deposit from a Third Party | $5Within the typical range ($5–$15 nationally) | $5 below the national median | per item | — | Source |