vs. U.S. typical range:LowerTypicalHigher
$12 above the national median$12 above the Kentucky median
$22.50 above the national median$16.25 above the Kentucky median
$1 above the national median$1 below the Kentucky median
per month · Source
$2.50 above the national median$5 above the Kentucky median
$7.50 below the national median$5 below the Kentucky median
$4 above the national median$4 above the Kentucky median
$4 above the national median$4 above the Kentucky median
$2 above the national median$3 above the Kentucky median
$6.50 above the national median$7 above the Kentucky median
At the national medianAt the Kentucky median
$1 below the national median$4 above the Kentucky median
$4 above the national median$4 above the Kentucky median
$5 above the national median$5 above the Kentucky median
At the national medianAt the Kentucky median
$6.50 above the national median$5.52 above the Kentucky median
$1 below the national median$1 below the Kentucky median
per item · Source
$15 above the national median$10 above the Kentucky median
per item · Source
$5 above the national median$6.50 above the Kentucky median
per year · Source
$15 above the national median$16.50 above the Kentucky median
per year · Source
$55 above the national median$56.50 above the Kentucky median
$25 above the national medianAt the Kentucky median
per month · Source
$0.45 above the national median$0.95 above the Kentucky median
$2 above the national median$2.44 above the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Maintenance Fee ACH Items | $18Above the typical range ($4–$10 nationally) | $12 above the national median$12 above the Kentucky median | — | — | Source |
| Account Closed Within First 90 Days | $40Above the typical range ($10–$25 nationally) | $22.50 above the national median$16.25 above the Kentucky median | — | — | Source |
| Dormant Service Charge (Per Cycle) | $6Within the typical range ($5–$10 nationally) | $1 above the national median$1 below the Kentucky median | per month | — | Source |
| Account Research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Kentucky median | — | — | Source |
| Return Mail Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Kentucky median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge (same item may cause multiple charges) | $34Above the typical range ($25–$33 nationally) | $4 above the national median$4 above the Kentucky median | — | — | Source |
| Return Check Charge (same item may cause multiple charges) | $34 | ||||
ATM & CardVerified | |||||
| ATM Surcharge Rev | $8Above the typical range ($1–$2.25 nationally) | $6.50 above the national median$7 above the Kentucky median | — | — | Source |
| Replace Lost Debit Card | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Domestic Outgoing | $24Within the typical range ($20–$25 nationally) | $1 below the national median$4 above the Kentucky median | — | — | Source |
| Wire Transfers: Incoming | $14 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Stop Payment Charge | $34 | ||||
Account ServicesVerified | |||||
| 3x10 Safe Deposit Box | $50Within the typical range ($30–$70 nationally) | $5 above the national median$6.50 above the Kentucky median | per year | — | Source |
| 5x10 Safe Deposit Box | $60 | ||||
Lending FeesVerified | |||||
| Late Charge | $10Within the typical range ($10–$25 nationally) | $10 below the national median | per month | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card Fee | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national median$0.95 above the Kentucky median | — | — | Source |
Other FeesVerified | |||||
| Duplicate Statement/Interim Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2.44 above the Kentucky median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$34.00
Of 100 others that publish it, 69 lower, 2 the same and 29 higher.
Monthly maintenance
$18.00
Of 59 others that publish it, 58 lower and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$34
Headline fees published
11 of 15
Published fees
24
Under review
0
Assets
$485.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$485.7M
Total deposits
$341.3M
Service charge income
$81K
Fee income ratio
2.2%
Return on assets
0.67%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $4 above the national median$4 above the Kentucky median |
| — |
| — |
| Source |
| Overdraft Transfer Fee | $7Above the typical range ($2.50–$5 nationally) | $2 above the national median$3 above the Kentucky median | — | — | Source |
| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| $4 above the national median$4 above the Kentucky median |
| — |
| — |
| Source |
| Wire Transfers: International Outgoing | $55Above the typical range ($40–$50 nationally) | $5 above the national median$5 above the Kentucky median | — | — | Source |
| $6.50 above the national median$5.52 above the Kentucky median |
| — |
| — |
| Source |
| Counter Check | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Kentucky median | per item | — | Source |
| Foreign Check Collection | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the Kentucky median | per item | — | Source |
| $15 above the national median$16.50 above the Kentucky median |
| per year |
| — |
| Source |
| Lost Key | $100Above the typical range ($30–$70 nationally) | $55 above the national median$56.50 above the Kentucky median | — | — | Source |
| Garnishment/Attachment/Levy | $75Within the typical range ($30–$87.50 nationally) | $25 above the national medianAt the Kentucky median | — | — | Source |