vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Georgia median
per month · Source
$3 above the national median$1 above the Georgia median
$0.50 above the national median$1 above the Georgia median
per item · Source
At the national medianAt the Georgia median
At the national medianAt the Georgia median
per item · Source
$5.50 above the national median$1 above the Georgia median
$3 above the national median$2 above the Georgia median
per month · Source
$9 below the national median$6.25 below the Georgia median
per month · Source
$20 above the national median$17.50 above the Georgia median
$25 below the national median$27.50 below the Georgia median
$20 below the national median$22.50 below the Georgia median
At the national median$2.50 below the Georgia median
$15 below the national median$17.50 below the Georgia median
$10 below the national median$12.50 below the Georgia median
$5 above the national median$2.50 above the Georgia median
$2 below the national median$2 below the Georgia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee (or maximum allowed by law) per month up to 12 months | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per month | — | Source |
Overdraft & NSFVerified | |||||
| NSF check charge- A charge for either paying or returning an item such as check | $33Above the typical range ($25–$32 nationally) | $3 above the national median$1 above the Georgia median | — | — | Source |
ATM & CardVerified | |||||
| ATM Service Charge for each withdrawal made from an ATM other than First State | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Georgia median | per item | — | Source |
| Replacement Cost of Lost Mastercard Check Card | $10 | ||||
Check ServicesVerified | |||||
| Cashiers Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Georgia median | per item | — | Source |
| Stop Payments Fee | $33 | ||||
Digital & ElectronicVerified | |||||
| Business ACH Origination monthly fee | $25Above the typical range ($5–$20 nationally) | $15 above the national median | per month | — | Source |
Cash & DepositVerified | |||||
| Returned Deposited Items | $6Below the typical range ($8–$25 nationally) | $9 below the national median$6.25 below the Georgia median | — | — | Source |
| Night Deposit Servce (per bag per month) | $3 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10X10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$17.50 above the Georgia median | — | — | Source |
| Safe Deposit Box 3X5 | $20 | ||||
Other FeesVerified | |||||
| Photocopies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Georgia median | per item | — | Source |
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
18
Under review
0
Assets
$512.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$512.7M
Total deposits
$444.8M
Service charge income
$223K
Fee income ratio
3.7%
Return on assets
1.89%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| $5.50 above the national median$1 above the Georgia median |
| — |
| — |
| Source |
| Encoded Counter Checks per 12 checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the Georgia median | — | — | Source |
| $7 below the national median |
| per month |
| — |
| Source |
| $25 below the national median$27.50 below the Georgia median |
| — |
| — |
| Source |
| Safe Deposit Box 4X5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$22.50 below the Georgia median | — | — | Source |
| Safe Deposit Box 5X10 | $45Within the typical range ($30–$70 nationally) | At the national median$2.50 below the Georgia median | — | — | Source |
| Safe Deposit Box 5X5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$17.50 below the Georgia median | — | — | Source |
| Safe Deposit Box 5X8 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$12.50 below the Georgia median | — | — | Source |
| Safe Deposit Box 6X10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$2.50 above the Georgia median | — | — | Source |