vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$7.50 above the North Carolina median
$2 below the national median$2 below the North Carolina median
per month · Source
$5 above the national median$5 above the North Carolina median
$7.50 below the national median$1 below the North Carolina median
$5 above the national median$6 above the North Carolina median
$0.50 above the national median$0.25 above the North Carolina median
$7 below the national median$2 below the North Carolina median
$1 above the national median$2 above the North Carolina median
$1 above the national median$1 above the North Carolina median
$4.50 above the national median$3 above the North Carolina median
$1.50 below the national median$3 below the North Carolina median
$1.50 below the national median$0.50 below the North Carolina median
$22 below the national median$19 below the North Carolina median
$2.50 below the national median$2 below the North Carolina median
$10 below the national median$5 below the North Carolina median
per item · Source
$10 below the national median$5 below the North Carolina median
$2.50 above the national median$2 above the North Carolina median
$12 above the national median$4.50 above the North Carolina median
$8 below the national median$15.50 below the North Carolina median
$3 below the national median$10.50 below the North Carolina median
$7 above the national median$0.50 below the North Carolina median
$22 above the national median$14.50 above the North Carolina median
$17 above the national median$9.50 above the North Carolina median
$37 above the national median$29.50 above the North Carolina median
$25 above the national median$5 above the North Carolina median
$10 below the national median$5 below the North Carolina median
$5 below the national medianAt the North Carolina median
At the national median$0.25 above the North Carolina median
At the national median$2 below the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| if closed within 90 days of opening the account | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$7.50 above the North Carolina median | — | — | Source |
| Dormant Account Fee | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the North Carolina median | per month | — | Source |
| Escheat Fee Per Remittance | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the North Carolina median | — | — | Source |
| Customer Account Balancing Waive first time | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$1 below the North Carolina median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/Return Item Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$6 above the North Carolina median | — | — | Source |
ATM & CardVerified | |||||
| Foreign ATM Withdrawal Fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.25 above the North Carolina median | — | — | Source |
| ATM / Debit Card Replacement Fee | $3 | ||||
Check ServicesVerified | |||||
| Cashier Checks**: Customer | $6Within the typical range ($3–$6 nationally) | $1 above the national median$2 above the North Carolina median | — | — | Source |
| Money Orders**: Customer | $3 | ||||
Digital & ElectronicVerified | |||||
| ACH Returned Item | $3Below the typical range ($15–$30 nationally) | $22 below the national median$19 below the North Carolina median | — | — | Source |
| Bill Payment | $0 | ||||
Cash & DepositVerified | |||||
| Chargebacks Per Item | $5Below the typical range ($8–$25 nationally) | $10 below the national median$5 below the North Carolina median | per item | — | Source |
| Pick-Up Charge Backs | $5 | ||||
Account ServicesVerified | |||||
| Notary Fees (Non-Customers) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2 above the North Carolina median | — | — | Source |
| 3x10x24**: Non-Customer | $57 | ||||
Lending FeesVerified | |||||
| Late Fee After 60 Days | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the North Carolina median | — | — | Source |
| Late Fee After 90 Days | $15 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $3.50Within the typical range ($3–$4.95 nationally) | At the national median$0.25 above the North Carolina median | — | — | Source |
Other FeesVerified | |||||
| Copies Of Statement/Statement Printout | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the North Carolina median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
6 of 15
Published fees
30
Under review
0
Assets
$583.5M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$583.5M
Total deposits
$490.4M
Service charge income
$387K
Fee income ratio
7.9%
Return on assets
0.84%
Branches
14
Service charge income by quarter
Financial profile · Pro
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| $7 below the national median$2 below the North Carolina median |
| — |
| — |
| Source |
| $1 above the national median$1 above the North Carolina median |
| — |
| — |
| Source |
| In-House Stop Payment | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$3 above the North Carolina median | — | — | Source |
| Online Stop Payment | $26Within the typical range ($20–$30 nationally) | $1.50 below the national median$3 below the North Carolina median | — | — | Source |
| Counter Checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$0.50 below the North Carolina median | — | — | Source |
| $2.50 below the national median$2 below the North Carolina median |
| — |
| — |
| Source |
| $10 below the national median$5 below the North Carolina median |
| — |
| — |
| Source |
| Night Depository Service (per drop) | $2Below the typical range ($5–$20 nationally) | $8 below the national median | — | — | Source |
| $12 above the national median$4.50 above the North Carolina median |
| — |
| — |
| Source |
| 3x5x24**: Customer | $37Within the typical range ($30–$70 nationally) | $8 below the national median$15.50 below the North Carolina median | — | — | Source |
| 3x5x24**: Non-Customer | $42Within the typical range ($30–$70 nationally) | $3 below the national median$10.50 below the North Carolina median | — | — | Source |
| 5x10x24**: Customer | $52Within the typical range ($30–$70 nationally) | $7 above the national median$0.50 below the North Carolina median | — | — | Source |
| 5x10x24**: Non-Customer | $67Within the typical range ($30–$70 nationally) | $22 above the national median$14.50 above the North Carolina median | — | — | Source |
| 7x10x24**: Customer | $62Within the typical range ($30–$70 nationally) | $17 above the national median$9.50 above the North Carolina median | — | — | Source |
| 7x10x24**: Non-Customer | $82Above the typical range ($30–$70 nationally) | $37 above the national median$29.50 above the North Carolina median | — | — | Source |
| Levy / Garnishment | $75Within the typical range ($30–$90 nationally) | $25 above the national median$5 above the North Carolina median | — | — | Source |
| $5 below the national medianAt the North Carolina median |
| — |
| — |
| Source |