vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$0.50 above the New York median
per month · Source
$2.50 below the national median$7 below the New York median
per month · Source
$2.50 above the national median$2.50 above the New York median
$0.50 below the national median$0.50 below the New York median
$1 below the national median$1 below the New York median
At the national medianAt the New York median
$1 below the national median$0.50 below the New York median
At the national medianAt the New York median
At the national medianAt the New York median
$15 below the national median$10 below the New York median
At the national medianAt the New York median
$12.50 below the national median$10 below the New York median
$15 above the national median$14 above the New York median
$2 above the national medianAt the New York median
$2.50 below the national median$2.50 below the New York median
$1.25 below the national median$1.25 below the New York median
per item · Source
$5 below the national median$10 below the New York median
$25 above the national medianAt the New York median
$0.50 below the national median$0.50 below the New York median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Fee on Checking accounts | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | per month | — | Source |
| Inactivity Fee on Checking accounts | $2.50Below the typical range ($5–$10 nationally) | $2.50 below the national median$7 below the New York median | per month | — | Source |
| Account Research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
ATM & CardVerified | |||||
| ATM Transaction Fee (non-Spring Bank network) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | — | — | Source |
| Balance Inquiry Fee (non-Spring Bank ATMs) | $0.50 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | — | — | Source |
| Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Bank Check (accountholders only) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | — | — | Source |
| Check Stop payment | $15 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay – via Online Banking | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
| Bill Pay (per item) | $1.25 | ||||
Cash & DepositVerified | |||||
| Return Deposited Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$10 below the New York median | — | — | Source |
Account ServicesVerified | |||||
| Levy/Legal Fee | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the New York median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$0.50 below the New York median | per month | — | Source |
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Headline fees published
9 of 15
Published fees
19
Under review
0
Assets
$641.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$641.0M
Total deposits
$549.1M
Service charge income
$28K
Fee income ratio
0.39%
Return on assets
1.92%
Branches
2
Service charge income by quarter
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| $1 below the national median$1 below the New York median |
| — |
| — |
| Source |
| Debit/ATM Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | — | — | Source |
| Foreign Transactions (outside USA) | $1.50Within the typical range ($0.88–$4.50 nationally) | $1 below the national median$0.50 below the New York median | — | — | Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| Outgoing International Wire | $35Below the typical range ($40–$50 nationally) | $15 below the national median$10 below the New York median | — | — | Source |
| $12.50 below the national median$10 below the New York median |
| — |
| — |
| Source |
| Foreign Checks Fee | $35Above the typical range ($10–$25 nationally) | $15 above the national median$14 above the New York median | — | — | Source |
| Copy of Cleared Check | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| $1.25 below the national median$1.25 below the New York median |
| per item |
| — |
| Source |