vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$10 above the Michigan median
$2 above the national median$2 above the Michigan median
$10 above the national median$10 above the Michigan median
$2 above the national median$3 above the Michigan median
per item · Source
$0.50 below the national median$0.85 below the Michigan median
$10 above the national median$12.50 above the Michigan median
$5 above the national median$5 above the Michigan median
$5 above the national median$10 above the Michigan median
$45 above the national median$50 above the Michigan median
$2 below the national medianAt the Michigan median
per item · Source
$4.50 above the national median$5 above the Michigan median
$12.50 below the national median$2.50 below the Michigan median
per item · Source
$15 above the national median$12.50 above the Michigan median
per month · Source
$3 below the national median$3 below the Michigan median
At the national median$5 below the Michigan median
per year · Source
$6 below the national median$11 below the Michigan median
per item · Source
$105 above the national median$101 above the Michigan median
$35 below the national median$39 below the Michigan median
$25 above the national median$25 above the Michigan median
per item · Source
$25 above the national median$25 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure Within 90 Days of Account Opening | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$10 above the Michigan median | — | — | Source |
| Dormant Account Fee | $7Within the typical range ($5–$10 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
| Escheat of Dormant Account | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee | $32Within the typical range ($25–$33 nationally) | $2 above the national median$3 above the Michigan median | per item | — | Source |
ATM & CardVerified | |||||
| ATM Withdrawal at an ATM we do not operate | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.85 below the Michigan median | — | — | Source |
| Replacement Card Fees- Visa Debit Card Replacement | $20 | ||||
Wire TransfersVerified | |||||
| Wire Transfers - Domestic Outgoing Transfer | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Michigan median | — | — | Source |
| Wire Transfers - Incoming Wire | $15 | ||||
Check ServicesVerified | |||||
| Cashier's Check (Per Check) Under | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Michigan median | per item | — | Source |
| Stop Payment | $32 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Services (Business Customers Only) Assessed Monthly | $25Above the typical range ($5–$20 nationally) | $15 above the national median$12.50 above the Michigan median | per month | — | Source |
Cash & DepositVerified | |||||
| Deposited Items Returned | $12Within the typical range ($8–$25 nationally) | $3 below the national median$3 below the Michigan median | — | — | Source |
| Night Depository Access Keys (2) Assessed Annually | $10 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box - Drilling Fee | $150Above the typical range ($30–$70 nationally) | $105 above the national median$101 above the Michigan median | — | — | Source |
| Safe Deposit Box - Replacement Key Fee | $10 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 116 others that publish it, 71 lower, 6 the same and 39 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
20
Under review
0
Assets
$552.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$552.7M
Total deposits
$475.2M
Service charge income
$82K
Fee income ratio
1.4%
Return on assets
1.27%
Branches
11
Service charge income by quarter
Financial profile · Pro
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| $10 above the national median$12.50 above the Michigan median |
| — |
| — |
| Source |
| $5 above the national median$10 above the Michigan median |
| — |
| — |
| Source |
| Wire Transfers - International Outgoing Transfer | $95Above the typical range ($40–$50 nationally) | $45 above the national median$50 above the Michigan median | — | — | Source |
| $4.50 above the national median$5 above the Michigan median |
| — |
| — |
| Source |
| Collection Fee per item Incoming/Outgoing Fees | $7.50Below the typical range ($10–$25 nationally) | $12.50 below the national median$2.50 below the Michigan median | per item | — | Source |
| At the national median$5 below the Michigan median |
| per year |
| — |
| Source |
| Night Depository Additional Key (Per Key) | $4Below the typical range ($5–$20 nationally) | $6 below the national median$11 below the Michigan median | per item | — | Source |
| $35 below the national median$39 below the Michigan median |
| — |
| — |
| Source |
| Garnishment Fee | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 above the Michigan median | per item | — | Source |
| Tax Levy | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |