vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Ohio median
At the national medianAt the Ohio median
per quarter · Source
$4.50 above the national median$4.50 above the Ohio median
$12.50 below the national median$12.50 below the Ohio median
per month · Source
$3 above the national median$3 above the Ohio median
per item · Source
At the national medianAt the Ohio median
At the national medianAt the Ohio median
$5 below the national median$5 below the Ohio median
$10 below the national median$10 below the Ohio median
$10 below the national median$5 below the Ohio median
per item · Source
At the national medianAt the Ohio median
per item · Source
$1 above the national medianAt the Ohio median
per item · Source
per item · Source
$5.50 above the national median$3 above the Ohio median
At the national medianAt the Ohio median
per item · Source
$15 above the national median$15 above the Ohio median
per item · Source
$5 above the national median$5 above the Ohio median
per item · Source
$2 above the national median$1 above the Ohio median
per item · Source
—
At the national medianAt the Ohio median
$80 above the national median$75 above the Ohio median
$35 below the national median$40 below the Ohio median
At the national medianAt the Ohio median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing (within six months of opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Ohio median | — | — | Source |
| dormant if for one year you have cashed no checks against, made no deposits to | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Ohio median | per quarter | — | Source |
| Research Per Hour (Including account balancing assistance) | $22Within the typical range ($12–$25 nationally) | $4.50 above the national median$4.50 above the Ohio median | — | — | Source |
| Undeliverable Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Ohio median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (ACH, ATM/Debit/Check) Each Item | $33Above the typical range ($25–$32 nationally) | $3 above the national median$3 above the Ohio median | per item | — | Source |
| Overdraft fee - transfer from saving account | $5 | ||||
ATM & CardVerified | |||||
| Replace (Lost) ATM or Debit Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Ohio median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire- Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Ohio median | — | — | Source |
| Outgoing Wire - International | $40 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Ohio median | per item | — | Source |
| Personal Money Order | $3 | ||||
Cash & DepositVerified | |||||
| Coin Machine | 5% | — | — | — | Source |
| Return Check Fee | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Ohio median | |||
Account ServicesVerified | |||||
| Safe Deposit Box Drilling Fee | $125Above the typical range ($30–$70 nationally) | $80 above the national median$75 above the Ohio median | — | — | Source |
| Safe Deposit Box Key Replacement | $10 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
8 of 15
Published fees
22
Under review
0
Assets
$573.8M
Work at First Federal Savings and Loan Association of Lorain? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$573.8M
Total deposits
$499.8M
Service charge income
$177K
Fee income ratio
5.0%
Return on assets
0.07%
Branches
6
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the Ohio median |
| — |
| — |
| Source |
| $10 below the national median$10 below the Ohio median |
| — |
| — |
| Source |
| Incoming Wire Fee (Domestic/International) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the Ohio median | per item | — | Source |
| $1 above the national medianAt the Ohio median |
| per item |
| — |
| Source |
| Return Check Fee | $15Within the typical range ($0–$15 nationally) | $14 above the national median | per item | — | Source |
| Stop Payment (All Items) | $33Above the typical range ($20–$30 nationally) | $5.50 above the national median$3 above the Ohio median | — | — | Source |
| Check Cashing – Canadian checks | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Ohio median | per item | — | Source |
| Check Cashing – checks drawn on banks in UK, France, Germany, and Japan | $20Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Ohio median | per item | — | Source |
| Check Cashing – On Us Checks for non-customer | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Ohio median | per item | — | Source |
| Copy of Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Ohio median | per item | — | Source |
| — |
| — |
| Source |
| $35 below the national median$40 below the Ohio median |
| — |
| — |
| Source |
| Garnishments | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Ohio median | per item | — | Source |