vs. U.S. typical range:LowerTypicalHigher
$3.49 below the national median$0.99 below the Iowa median
$1.19 above the national median$1.31 below the Iowa median
$5.86 above the national median$3.36 above the Iowa median
$0.20 below the national median$0.20 below the Iowa median
per month · Source
At the national medianAt the Iowa median
per item · Source
At the national median$1.50 above the Iowa median
per item · Source
$0.33 below the national median$0.33 below the Iowa median
$13.36 above the national median$13.36 above the Iowa median
per item · Source
$5 above the national median$9 above the Iowa median
At the national medianAt the Iowa median
At the national median$3.75 above the Iowa median
At the national medianAt the Iowa median
$1 above the national medianAt the Iowa median
$0.54 above the national median$3.04 above the Iowa median
$1 below the national median$0.13 below the Iowa median
$11 below the national median$5 below the Iowa median
$0.50 below the national median$3 below the Iowa median
$30 below the national median$24.99 below the Iowa median
At the national medianAt the Iowa median
$1.45 above the national median$0.95 above the Iowa median
$6.45 above the national median$5.95 above the Iowa median
$2.75 below the national median$2.06 below the Iowa median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed Within 90 days Charge not applicable to the following checking account types: Simple Checking, Classic 50 | $14.01Within the typical range ($10–$25 nationally) | $3.49 below the national median$0.99 below the Iowa median | — | — | Source |
| Account Balancing Assistance ($10.00 min.) /per hour | $18.69Within the typical range ($12–$25 nationally) | $1.19 above the national median$1.31 below the Iowa median | — | — | Source |
| Debit Card Chargeback Research (per hour) | $23.36Within the typical range ($12–$25 nationally) | $5.86 above the national median$3.36 above the Iowa median | — | — | Source |
| Paper Statements per cycle | $2.80Within the typical range ($2–$4.76 nationally) | $0.20 below the national median$0.20 below the Iowa median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft per item (Consumer limit of 5 per day) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Iowa median | per item | — | Source |
| Return Item (NSF) (per presentment) | $30 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement (per card) | $23.36Above the typical range ($5–$10 nationally) | $13.36 above the national median$13.36 above the Iowa median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (Domestic outgoing) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$9 above the Iowa median | — | — | Source |
| Incoming Wires | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Iowa median | — | — | Source |
| Money Orders PERSONAL (non CSB Bank Club Member) | $3 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item-Charge Back | $4Below the typical range ($8–$25 nationally) | $11 below the national median$5 below the Iowa median | — | — | Source |
| Night Deposit Key Deposit/Lost | $25 | ||||
Account ServicesVerified | |||||
| Notary (Non-customer) | $2Within the typical range ($0–$5 nationally) | $0.50 below the national median$3 below the Iowa median | — | — | Source |
| Safe Deposit (Replacement key) | $15 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Card | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$0.95 above the Iowa median | — | — | Source |
| Travel Card (Purchase & Reload) | $9.95 | ||||
Other FeesVerified | |||||
| Photocopy (Black/White) or Photocopy (Color) | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$2.06 below the Iowa median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 115 others that publish it, 41 lower, 29 the same and 45 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
24
Under review
0
Assets
$613.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$613.6M
Total deposits
$501.4M
Service charge income
$167K
Fee income ratio
3.0%
Return on assets
1.02%
Branches
12
Service charge income by quarter
Financial profile · Pro
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| At the national median$1.50 above the Iowa median |
| per item |
| — |
| Source |
| Preauthorized Automatic Transfer to avoid Overdraft Charges | $4.67Within the typical range ($2.50–$5 nationally) | $0.33 below the national median$0.33 below the Iowa median | — | — | Source |
| At the national medianAt the Iowa median |
| — |
| — |
| Source |
| Wire Transfer (International outgoing) | $50Within the typical range ($40–$50 nationally) | At the national median$3.75 above the Iowa median | — | — | Source |
| $1 above the national medianAt the Iowa median |
| — |
| — |
| Source |
| Stop Payment | $28.04Within the typical range ($20–$30 nationally) | $0.54 above the national median$3.04 above the Iowa median | — | — | Source |
| Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.13 below the Iowa median | — | — | Source |
| $15 above the national median |
| — |
| — |
| Source |
| $30 below the national median$24.99 below the Iowa median |
| — |
| — |
| Source |
| Garnishments/Levies | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Iowa median | — | — | Source |
| $6.45 above the national median$5.95 above the Iowa median |
| — |
| — |
| Source |