vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Georgia median
$7.50 above the national median$10 above the Georgia median
$2 above the national medianAt the Georgia median
At the national medianAt the Georgia median
$1 below the national median$0.50 below the Georgia median
$5 below the national median$5 below the Georgia median
$10 above the national medianAt the Georgia median
$5 below the national medianAt the Georgia median
At the national medianAt the Georgia median
At the national medianAt the Georgia median
$2.50 above the national median$2 below the Georgia median
per item · Source
$3 above the national median$2 above the Georgia median
$10 below the national median$7.25 below the Georgia median
$130 above the national median$127.50 above the Georgia median
$30 above the national median$27.50 above the Georgia median
At the national medianAt the Georgia median
At the national medianAt the Georgia median
$2 above the national median$2 above the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee - Checking Accounts. A Checking account is dormant if for one | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Account Research - Per Hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee - An Overdraft Fee may be imposed for transactions made by check | $32Within the typical range ($25–$33 nationally) | $2 above the national medianAt the Georgia median | — | — | Source |
| Overdraft Sweep Fee | $5 | ||||
ATM & CardVerified | |||||
| ATM Fee - Cash withdrawal at ATMs we do not own or operate | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$0.50 below the Georgia median | — | — | Source |
| Debit Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfers - Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Georgia median | — | — | Source |
| Wire Transfers - Outgoing Foreign | $50 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Stop Payments (Each) | $30 | ||||
Cash & DepositVerified | |||||
| Chargeback Item (Applicable to commercial accounts) | $5Below the typical range ($8–$25 nationally) | $10 below the national median$7.25 below the Georgia median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box - Drilling Box | $175Above the typical range ($30–$70 nationally) | $130 above the national median$127.50 above the Georgia median | — | — | Source |
| Safe Deposit Box - Lost Key | $75 | ||||
Other FeesVerified | |||||
| Interim Statements | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Statement Reproduction | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 97 others that publish it, 30 lower, 9 the same and 58 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
18
Under review
0
Assets
$624.9M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$624.9M
Total deposits
$544.1M
Service charge income
$232K
Fee income ratio
2.8%
Return on assets
1.69%
Branches
11
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| $5 below the national median$5 below the Georgia median |
| — |
| — |
| Source |
| Debit Card Expedited Replacement Fee | $50Within the typical range ($30–$50 nationally) | $10 above the national medianAt the Georgia median | — | — | Source |
| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| $2.50 above the national median$2 below the Georgia median |
| per item |
| — |
| Source |
| Counter Checks (First Sheet of 4 Checks Free) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the Georgia median | — | — | Source |
| $30 above the national median$27.50 above the Georgia median |
| — |
| — |
| Source |
| Garnishments | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Georgia median | — | — | Source |
| $2 above the national median$2 above the Georgia median |
| — |
| — |
| Source |