vs. U.S. typical range:LowerTypicalHigher
$4 below the national medianAt the Washington DC median
per month · Source
$2 above the national median$3 above the Washington DC median
$5 above the national median$2 above the Washington DC median
$5 above the national medianAt the Washington DC median
$0.25 below the national median$0.25 below the Washington DC median
$5 below the national median$5 below the Washington DC median
$15 above the national median$10 above the Washington DC median
At the national medianAt the Washington DC median
$10 above the national median$15 above the Washington DC median
$5 above the national median$5 above the Washington DC median
$2.50 above the national medianAt the Washington DC median
$2 above the national medianAt the Washington DC median
$17.45 above the national median$16 above the Washington DC median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #1243. canonical_hint=bill_pay; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Expedited Bill Payment convenience fee for checks processed for “Next Business Day” delivery | $19.95" · Source
$2.50 below the national median$3.95 below the Washington DC median
$5 below the national median$20 below the Washington DC median
$2.50 below the national median$3.50 below the Washington DC median
$75 above the national median$50 above the Washington DC median
$5 above the national median$1.25 above the Washington DC median
$2 above the national medianAt the Washington DC median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $2Below the typical range ($4–$10 nationally) | $4 below the national medianAt the Washington DC median | per month | — | Source |
| Paper Statement Fee for eSuite Accounts | $5Above the typical range ($2–$4.93 nationally) | $2 above the national median$3 above the Washington DC median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF Paid Item Charge | $35Above the typical range ($25–$33 nationally) | $5 above the national median$2 above the Washington DC median | — | — | Source |
| NSF Returned Item Charge | $35 | ||||
ATM & CardVerified | |||||
| NCB ATM | $1.25Within the typical range ($1–$2.25 nationally) | $0.25 below the national median$0.25 below the Washington DC median | — | — | Source |
| Debit Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Outgoing Wire Transfer May not apply to Platinum Banking customers | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Washington DC median | — | — | Source |
| Foreign Outgoing Wire Transfer (additional fees may apply) | |||||
Check ServicesVerified | |||||
| Cashier’s Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Washington DC median | — | — | Source |
| Stop Payment | $30 | ||||
Digital & ElectronicVerified | |||||
| Expedited Bill Payment convenience fee for checks processed for “Next Business Day” delivery | $19.95Above the typical range ($0–$9.95 nationally) | $17.45 above the national median$16 above the Washington DC median | — | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #1243. canonical_hint=bill_pay; text_hash=20f8c07880e3c197ebb3cbac0d2d5960fd5e07851bf019097a3091bed2330035; excerpt="Expedited Bill Payment convenience fee for checks processed for “Next Business Day” delivery | $19.95" | Source |
Cash & DepositVerified | |||||
| Returned Deposited Item Fee | $10Within the typical range ($8–$25 nationally) | $5 below the national median$20 below the Washington DC median | — | — | Source |
Account ServicesVerified | |||||
| Notary Services – FREE for NCB customers | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3.50 below the Washington DC median | — | — | Source |
| Levies or Attachments | $125 | ||||
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Washington DC median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 52 others that publish it, 25 lower, 17 the same and 10 higher.
Monthly maintenance
$2.00
Of 55 others that publish it, 7 lower and 48 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
20
Under review
0
Assets
$742.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$742.2M
Total deposits
$659.2M
Service charge income
$67K
Fee income ratio
0.86%
Return on assets
1.16%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $5 above the national medianAt the Washington DC median |
| — |
| — |
| Source |
| $5 below the national median$5 below the Washington DC median |
| — |
| — |
| Source |
| Expedited Debit Card Request | $55Above the typical range ($30–$50 nationally) | $15 above the national median$10 above the Washington DC median | — | — | Source |
| $60Above the typical range ($40–$50 nationally) |
| $10 above the national median$15 above the Washington DC median |
| — |
| — |
| Source |
| $2.50 above the national medianAt the Washington DC median |
| — |
| — |
| Source |
| Check Copies (first three per month are FREE) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Washington DC median | — | — | Source |
| Online Banking with FREE eStatements and Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3.95 below the Washington DC median | — | — | Source |
| Mobile Banking and Mobile Deposit | $0Within the typical range ($0–$0 nationally) | At the national median | — | — | Source |
| $75 above the national median$50 above the Washington DC median |
| — |
| — |
| Source |
| Written Verification of Account | $15Within the typical range ($5–$15 nationally) | $5 above the national median$1.25 above the Washington DC median | — | — | Source |