vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the New Jersey median
per month · Source
$17.50 above the national median$15 above the New Jersey median
$10 above the national median$7.75 above the New Jersey median
per month · Source
$2.50 below the national median$5 below the New Jersey median
per item · Source
$32.50 above the national median$30 above the New Jersey median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #11659. canonical_hint=account_research; text_hash=8f8ce060d89ac7d8511d70864d1d5a6487bcb8c9c3691afefa12f9eab4700240; excerpt="Excess Transaction Fee | Outgoing - Foreign $50 Each" · Source
$2 above the national median$2 above the New Jersey median
At the national medianAt the New Jersey median
per item · Source
$8 above the national median$8 above the New Jersey median
per item · Source
At the national medianAt the New Jersey median
per day · Source
$2 above the national median$2 above the New Jersey median
per day · Source
$1 above the national median$0.75 above the New Jersey median
per transaction · Source
$1 above the national median$0.75 above the New Jersey median
per transaction · Source
$5 below the national median$2 below the New Jersey median
per item · Source
$5 above the national median$5 above the New Jersey median
per item · Source
$3 above the national median$2.75 above the New Jersey median
per item · Source
$7.50 above the national median$10 above the New Jersey median
per item · Source
At the national medianAt the New Jersey median
$17.50 above the national median$19.74 above the New Jersey median
per item · Source
$205 above the national median$170 above the New Jersey median
$30 below the national median$65 below the New Jersey median
per item · Source
$130 above the national median$95 above the New Jersey median
$140 above the national median$105 above the New Jersey median
$155 above the national median$120 above the New Jersey median
$25 above the national median$10 below the New Jersey median
At the national median$35 below the New Jersey median
$40 above the national median$5 above the New Jersey median
$5 above the national median$30 below the New Jersey median
$55 above the national median$20 above the New Jersey median
$15 above the national median$20 below the New Jersey median
$60 above the national median$25 above the New Jersey median
$70 above the national median$35 above the New Jersey median
$95 above the national median$60 above the New Jersey median
$75 above the national median$25 above the New Jersey median
$10 below the national median$13.75 below the New Jersey median
$10 below the national median$13.75 below the New Jersey median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the New Jersey median | per month | — | Source |
| Premature Account Closing Fee | $35Above the typical range ($10–$25 nationally) | $17.50 above the national median$15 above the New Jersey median | — | — | Source |
| Dormant Account | $15Above the typical range ($5–$10 nationally) | $10 above the national median$7.75 above the New Jersey median | per month | — | Source |
| Excess Transaction Fee Money Market & Savings Accounts | $15Within the typical range ($11.38–$25 nationally) | $2.50 below the national median$5 below the New Jersey median | per item | — | Source |
| Excess Transaction Fee: Outgoing - Foreign | $50Above the typical range ($11.38–$25 nationally) | $32.50 above the national median$30 above the New Jersey median | per item | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #11659. canonical_hint=account_research; text_hash=8f8ce060d89ac7d8511d70864d1d5a6487bcb8c9c3691afefa12f9eab4700240; excerpt="Excess Transaction Fee | Outgoing - Foreign $50 Each" | Source |
| Paper Statements | $5Above the typical range ($2–$4.68 nationally) | $2 above the national median$2 above the New Jersey median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee (each time an overdraft transaction is paid) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New Jersey median | per item | — | Source |
| Business NSF/UCF Fee | $38 | ||||
ATM & CardVerified | |||||
| Non-OceanFirst ATM | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$0.75 above the New Jersey median | per transaction | — | Source |
| Visa® Debit Card Services Non-OceanFirst ATM | $2.50 | ||||
Check ServicesVerified | |||||
| Service Fee Service Fee Service Fee Official Checks | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the New Jersey median | per item | — | Source |
| Money Orders | $5 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay Draft | $20Above the typical range ($0–$9.95 nationally) | $17.50 above the national median$19.74 above the New Jersey median | per item | — | Source |
Account ServicesVerified | |||||
| Drilling | $250Above the typical range ($30–$70 nationally) | $205 above the national median$170 above the New Jersey median | — | — | Source |
| Lost Key | $15 | ||||
Lending FeesVerified | |||||
| (includes Official Checks and Money Orders) | Checks, Official Checks, Money Orders, | Late Fee (past due 30 days) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$13.75 below the New Jersey median | — | — | Source |
| Late Fee (past due 30 days) | $10 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
35
Under review
0
Assets
$23.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$23.2B
Total deposits
$18.0B
Service charge income
$2.4M
Fee income ratio
1.7%
Return on assets
0.08%
Branches
72
Service charge income by quarter
Financial profile · Pro
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| $8 above the national median$8 above the New Jersey median |
| per item |
| — |
| Source |
| NSF/UCF Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the New Jersey median | per day | — | Source |
| Sustained Overdraft (Business Only) | $7Within the typical range ($5–$15 nationally) | $2 above the national median$2 above the New Jersey median | per day | — | Source |
| $1 above the national median$0.75 above the New Jersey median |
| per transaction |
| — |
| Source |
| Replacement Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2 below the New Jersey median | per item | — | Source |
| $3 above the national median$2.75 above the New Jersey median |
| per item |
| — |
| Source |
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the New Jersey median | per item | — | Source |
| Encoded Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the New Jersey median | — | — | Source |
| $30 below the national median$65 below the New Jersey median |
| per item |
| — |
| Source |
| Safe Deposit Box 10 x 10 | $175Above the typical range ($30–$70 nationally) | $130 above the national median$95 above the New Jersey median | — | — | Source |
| Safe Deposit Box 10 x 11 | $185Above the typical range ($30–$70 nationally) | $140 above the national median$105 above the New Jersey median | — | — | Source |
| Safe Deposit Box 11 x 16 | $200Above the typical range ($30–$70 nationally) | $155 above the national median$120 above the New Jersey median | — | — | Source |
| Safe Deposit Box 3 x 10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$10 below the New Jersey median | — | — | Source |
| Safe Deposit Box 3 x 5 | $45Within the typical range ($30–$70 nationally) | At the national median$35 below the New Jersey median | — | — | Source |
| Safe Deposit Box 4 x 10 | $85Above the typical range ($30–$70 nationally) | $40 above the national median$5 above the New Jersey median | — | — | Source |
| Safe Deposit Box 4 x 5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$30 below the New Jersey median | — | — | Source |
| Safe Deposit Box 5 x 10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$20 above the New Jersey median | — | — | Source |
| Safe Deposit Box 5 x 5 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$20 below the New Jersey median | — | — | Source |
| Safe Deposit Box 6 x 10 | $105Above the typical range ($30–$70 nationally) | $60 above the national median$25 above the New Jersey median | — | — | Source |
| Safe Deposit Box 8 x 10 | $115Above the typical range ($30–$70 nationally) | $70 above the national median$35 above the New Jersey median | — | — | Source |
| Safe Deposit Box 9 x 10 | $140Above the typical range ($30–$70 nationally) | $95 above the national median$60 above the New Jersey median | — | — | Source |
| Legal Actions: levies, subpoenas, etc | $125Above the typical range ($30–$90 nationally) | $75 above the national median$25 above the New Jersey median | — | — | Source |
| $10 below the national median$13.75 below the New Jersey median |
| — |
| — |
| Source |