vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Pennsylvania median
per month · Source
$7.50 above the national median$7.50 above the Pennsylvania median
$5 above the national median$5 above the Pennsylvania median
per item · Source
$5 above the national median$5 above the Pennsylvania median
per item · Source
At the national median$0.50 below the Pennsylvania median
At the national medianAt the Pennsylvania median
per item · Source
$35 above the national median$40 above the Pennsylvania median
per item · Source
—
$5 above the national median$5 above the Pennsylvania median
$7.50 above the national median$10 above the Pennsylvania median
per item · Source
$4 above the national median$4 above the Pennsylvania median
$1 below the national median$1 below the Pennsylvania median
per item · Source
$35 above the national median$32.50 above the Pennsylvania median
per month · Source
$7 below the national median$9.50 below the Pennsylvania median
per item · Source
$10 below the national median$12.50 below the Pennsylvania median
per item · Source
$55 above the national median$45.60 above the Pennsylvania median
$30 below the national median$39.40 below the Pennsylvania median
per month · Source
$55 above the national median$45.60 above the Pennsylvania median
per item · plus additional costs incurred by cfsbank · Source
At the national median$50 below the Pennsylvania median
$75 above the national median$75 above the Pennsylvania median
$2 above the national median$2 above the Pennsylvania median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee (24 months of inactivity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Pennsylvania median | per month | — | Source |
| Research Fee (minimum one hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Pennsylvania median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Paid Item Fee, per presentment | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Pennsylvania median | per item | — | Source |
| Overdraft Returned Item Fee, per presentment | $35 | ||||
ATM & CardVerified | |||||
| ATM/Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Pennsylvania median | per item | — | Source |
| Rush ATM/Debit Card Delivery Fee | $75 | ||||
Check ServicesVerified | |||||
| Official Bank Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Pennsylvania median | — | — | Source |
| Stop Payment Fee | $35 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee | $45Above the typical range ($5–$20 nationally) | $35 above the national median$32.50 above the Pennsylvania median | per month | — | Source |
| Online Banking External Transfer Fees - Express Delivery | $3 | ||||
Account ServicesVerified | |||||
| Drilling Fee (plus additional costs incurred by cfsbank) | $100Above the typical range ($30–$70 nationally) | $55 above the national median$45.60 above the Pennsylvania median | — | — | Source |
| Replacement Key Fee | $15 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $100Above the typical range ($25–$35 nationally) | $75 above the national median$75 above the Pennsylvania median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Pennsylvania median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
6 of 15
Published fees
20
Under review
0
Assets
$773.4M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$773.4M
Total deposits
$642.2M
Service charge income
$40K
Fee income ratio
0.72%
Return on assets
0.27%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Pennsylvania median |
| per item |
| — |
| Source |
| Continuous Overdraft Fee (5 consecutive business days) | $5Within the typical range ($5–$15 nationally) | At the national median$0.50 below the Pennsylvania median | — | — | Source |
| $35 above the national median$40 above the Pennsylvania median |
| per item |
| — |
| Source |
| International POS Fee | 1%of the transaction | — | — | — | Source |
| $7.50 above the national median$10 above the Pennsylvania median |
| per item |
| — |
| Source |
| Counter Checks (quantity of 3) | $6Above the typical range ($1–$4 nationally) | $4 above the national median$4 above the Pennsylvania median | — | — | Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Pennsylvania median | per item | — | Source |
| $7 below the national median$9.50 below the Pennsylvania median |
| per item |
| — |
| Source |
| Online Banking External Transfer Fees - Standard Delivery | $0Below the typical range ($5–$20 nationally) | $10 below the national median$12.50 below the Pennsylvania median | per item | — | Source |
| $30 below the national median$39.40 below the Pennsylvania median |
| per month |
| — |
| Source |
| Safe Deposit/Self-Service Storage Boxes - Drilling Fee | $100Above the typical range ($30–$70 nationally) | $55 above the national median$45.60 above the Pennsylvania median | per item | plus additional costs incurred by cfsbank | Source |
| Garnishment/Levy/Writ (plus additional costs incurred by cfsbank) | $50Within the typical range ($30–$89.38 nationally) | At the national median$50 below the Pennsylvania median | — | — | Source |