vs. U.S. typical range:LowerTypicalHigher
At the national median$5 below the Tennessee median
per month · Source
$7.50 below the national median$5 below the Tennessee median
At the national median$1.50 below the Tennessee median
per item · Source
$15 below the national median$15 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
$0.50 above the national median$0.75 above the Tennessee median
At the national medianAt the Tennessee median
per item · Source
$2.50 above the national medianAt the Tennessee median
per item · Source
At the national median$2.50 above the Tennessee median
per item · Source
$7.50 below the national median$7.50 below the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee: For checking accounts | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Tennessee median | per month | — | Source |
| Account Research | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Tennessee median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (includes checks, ACH & other electronic transactions) | $30Within the typical range ($25–$33 nationally) | At the national median$1.50 below the Tennessee median | per item | — | Source |
| Return Item Fee (includes checks and ACH items) | $15 | ||||
ATM & CardVerified | |||||
| ATM Transactions | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.75 above the Tennessee median | — | — | Source |
Check ServicesVerified | |||||
| Cashiers Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| Stop Payment | $30 | ||||
Cash & DepositVerified | |||||
| Deposit Item Return Charge | $7.50Below the typical range ($8–$25 nationally) | $7.50 below the national median$7.50 below the Tennessee median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
7 of 15
Published fees
10
Under review
0
Assets
$1.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.1B
Total deposits
$940.1M
Service charge income
$424K
Fee income ratio
3.8%
Return on assets
0.93%
Branches
17
Service charge income by quarter
Financial profile · Pro
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| $15 below the national median$15 below the Tennessee median |
| per item |
| — |
| Source |
| Transfer From a Linked Account to Cover Overdraft | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| $2.50 above the national medianAt the Tennessee median |
| per item |
| — |
| Source |
| Foreign Check Processing Fee (including Canadian Checks) | $20Within the typical range ($10–$25 nationally) | At the national median$2.50 above the Tennessee median | per item | — | Source |