vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Ohio median
per month · Source
$7.50 above the national median$7.50 above the Ohio median
$7 above the national median$7.75 above the Ohio median
per month · Source
$2 above the national median$2 above the Ohio median
$2 above the national median$2 above the Ohio median
per item · Source
$2 above the national median$2 above the Ohio median
At the national medianAt the Ohio median
$20 above the national median$30 above the Ohio median
At the national medianAt the Ohio median
$3 above the national median$2 above the Ohio median
$2.50 above the national medianAt the Ohio median
per item · Source
$1.75 below the national median$0.75 below the Ohio median
At the national medianAt the Ohio median
$0.50 above the national median$0.50 below the Ohio median
$20 below the national median$24.50 below the Ohio median
At the national medianAt the Ohio median
$1.45 above the national median$0.95 above the Ohio median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account (per month after 2 years) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Ohio median | per month | — | Source |
| Account Research (per hour / one hour minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Ohio median | — | — | Source |
| Green Account Paper Statement Processing Fee (monthly) | $10Above the typical range ($2–$4.59 nationally) | $7 above the national median$7.75 above the Ohio median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Mechanics Overdraft Privilege (MOP) fee | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Ohio median | — | — | Source |
| Overdraft fee | $32 | ||||
ATM & CardVerified | |||||
| Replace Lost ATM/Debit Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Ohio median | — | — | Source |
| Debit Card with a rush (3 business days) | $60 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Ohio median | — | — | Source |
| Personal Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| Unauthorized ACH Return Items (for ACH originators) | $5Below the typical range ($15–$30 nationally) | $20 below the national median$24.50 below the Ohio median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Items | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Ohio median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$0.95 above the Ohio median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
7 of 15
Published fees
17
Under review
0
Assets
$896.4M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$896.4M
Total deposits
$790.2M
Service charge income
$270K
Fee income ratio
3.0%
Return on assets
0.80%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| $2 above the national median$2 above the Ohio median |
| per item |
| — |
| Source |
| Non-Sufficient Funds / Non-Collected Funds (Insufficient/Uncollected Funds) | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Ohio median | — | — | Source |
| $20 above the national median$30 above the Ohio median |
| — |
| — |
| Source |
| $3 above the national median$2 above the Ohio median |
| — |
| — |
| Source |
| Stop Payment (each) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Ohio median | per item | — | Source |
| Counter Checks | $0.25Below the typical range ($1–$4 nationally) | $1.75 below the national median$0.75 below the Ohio median | — | — | Source |
| Check Cashing Fee (for Non-Mechanics Bank customers) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Ohio median | — | — | Source |
| Copy of Check | $3.50Within the typical range ($2–$5 nationally) | $0.50 above the national median$0.50 below the Ohio median | — | — | Source |