vs. U.S. typical range:LowerTypicalHigher
$9 above the national median$8.25 above the Massachusetts median
per month · Source
$7.50 above the national median$10 above the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
$2 above the national median$3 above the Massachusetts median
$3 above the national median$3 above the Massachusetts median
$25 below the national median$25 below the Massachusetts median
$25 below the national median$25 below the Massachusetts median
$3 above the national median$3 above the Massachusetts median
At the national medianAt the Massachusetts median
$20 above the national median$10 above the Massachusetts median
At the national medianAt the Massachusetts median
$1 above the national median$1 above the Massachusetts median
$5 below the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$3 above the national median$3 above the Massachusetts median
$3 above the national median$2 above the Massachusetts median
$5.50 above the national median$6.75 above the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
$20 above the national median$20 above the Massachusetts median
$8 above the national median$8 above the Massachusetts median
$20 below the national median$20 below the Massachusetts median
$8 below the national median$0.14 below the Massachusetts median
$2.50 below the national median$2.50 below the Massachusetts median
$25 below the national median$45 below the Massachusetts median
$25 above the national median$25 above the Massachusetts median
$15 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
per year · Source
$25 above the national median$25 above the Massachusetts median
$2 above the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee | $15Above the typical range ($4–$10 nationally) | $9 above the national median$8.25 above the Massachusetts median | per month | — | Source |
| Closing Service Charge | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Massachusetts median | — | — | Source |
| Returned Mail Fee - (Per Statement) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | — | — | Source |
| Paper Statement Fee | $5Above the typical range ($2–$4.50 nationally) | $2 above the national median$3 above the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (check is paid) | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Massachusetts median | — | — | Source |
| Overdraft (check is paid) | $5 | ||||
ATM & CardVerified | |||||
| ATM/Debit Card Reissue | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| ATM/Debit Card Reissue Rush | $60 | ||||
Wire TransfersVerified | |||||
| Wire transfer out - Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Wire Transfer Fee (Incoming Domestic) | $11 | ||||
Check ServicesVerified | |||||
| Treasurer's Check | $8Above the typical range ($3–$6 nationally) | $3 above the national median$3 above the Massachusetts median | — | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Charge | $33Above the typical range ($15–$30 nationally) | $8 above the national median$8 above the Massachusetts median | — | — | Source |
| ACH Return Charge | $5 | ||||
Cash & DepositVerified | |||||
| Deposit Item Returned Fee (Consumer Account) | $7Below the typical range ($8–$25 nationally) | $8 below the national median$0.14 below the Massachusetts median | — | — | Source |
| Night deposit key replacement | $7.50 | ||||
Account ServicesVerified | |||||
| Key Replacement | $20Below the typical range ($30–$70 nationally) | $25 below the national median$45 below the Massachusetts median | — | — | Source |
| Tax Levy, Attachment, Lien, or Writ Fee | $75 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $5Below the typical range ($10–$25 nationally) | $15 below the national median$5 below the Massachusetts median | — | — | Source |
Retirement & IRAVerified | |||||
| Trustee Fee (retirement Plan- IRA Annual Fee) | $15Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | per year | — | Source |
| Trustee Fee (retirement Plan- IRA Transfer Fee) | $50 | ||||
Other FeesVerified | |||||
| Copies of Statements - Additional/Duplicate/Interim | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft
$33.00
Of 29 others that publish it, 18 lower, 2 the same and 9 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
11 of 15
Published fees
29
Under review
0
Assets
$891.0M
Work at The Savings Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$891.0M
Total deposits
$766.6M
Service charge income
$102K
Fee income ratio
1.4%
Return on assets
0.75%
Branches
9
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $25 below the national median$25 below the Massachusetts median |
| — |
| — |
| Source |
| Return Check Charge (check is returned) | $5Below the typical range ($25–$32 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
| Return Check Charge (check is returned) | $33Above the typical range ($25–$32 nationally) | $3 above the national median$3 above the Massachusetts median | — | — | Source |
| $20 above the national median$10 above the Massachusetts median |
| — |
| — |
| Source |
| $1 above the national median$1 above the Massachusetts median |
| — |
| — |
| Source |
| Wire transfer out - Foreign | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the Massachusetts median | — | — | Source |
| Wire transfer in - Foreign | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $3 above the national median$2 above the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment Fee - (Per Item) | $33Above the typical range ($20–$30 nationally) | $5.50 above the national median$6.75 above the Massachusetts median | per item | — | Source |
| Collection Items - Outgoing - Canadian | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Collection Items - Outgoing - Other foreign items | $40Above the typical range ($10–$25 nationally) | $20 above the national median$20 above the Massachusetts median | — | — | Source |
| $20 below the national median$20 below the Massachusetts median |
| — |
| — |
| Source |
| $2.50 below the national median$2.50 below the Massachusetts median |
| — |
| — |
| Source |
| $25 above the national median$25 above the Massachusetts median |
| — |
| — |
| Source |
| $25 above the national median$25 above the Massachusetts median |
| — |
| — |
| Source |