vs. U.S. typical range:LowerTypicalHigher
$34 above the national median$33.25 above the Massachusetts median
per month · Source
$7.50 above the national median$10 above the Massachusetts median
$22.50 above the national median$15 above the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
$25 below the national median$25 below the Massachusetts median
At the national medianAt the Massachusetts median
$25 below the national median$25 below the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$10 below the national median$10 below the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
At the national median$5 above the Massachusetts median
$25 below the national median$20 below the Massachusetts median
At the national median$5 above the Massachusetts median
$30 above the national median$30 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national median$1 below the Massachusetts median
$19 above the national median$12 above the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
At the national medianAt the Massachusetts median
$25 above the national median$17.44 above the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$25 above the national median$25 above the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Positive Pay (monthly fee) | $40Above the typical range ($4–$10 nationally) | $34 above the national median$33.25 above the Massachusetts median | per month | — | Source |
| Account Closing Fee (account closed within 90 days of opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Massachusetts median | — | — | Source |
| Research Fee (hourly fee; 15 minute minimum charge of $10.00) | $40Above the typical range ($11–$25 nationally) | $22.50 above the national median$15 above the Massachusetts median | — | — | Source |
| Returned Mail Special Handling Fee (per month, per account) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Overdraft Item on Lifeline 18/65 Checking or Statement Savings "Overdraft Fee" | $5 | ||||
ATM & CardVerified | |||||
| ATM/Debit Card Replacement Card Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Wire TransfersVerified | |||||
| NMLS #769125 Wire Transfer Fees Wire Transfer Outgoing (Domestic) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Wire Origination (through Business Electronic Banking) Domestic Wire Fee (per wire) | $15 | ||||
Check ServicesVerified | |||||
| Bank Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Bank Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Model | $35Above the typical range ($5–$20 nationally) | $25 above the national median$17.44 above the Massachusetts median | — | — | Source |
| Bill Pay | $0 | ||||
Account ServicesVerified | |||||
| Levy Fee | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Massachusetts median | — | — | Source |
Overdraft
$30.00
Of 29 others that publish it, 7 lower, 8 the same and 14 higher.
Monthly maintenance
$40.00
Of 22 others that publish it, 22 lower and 0 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
25
Under review
0
Assets
$816.3M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$816.3M
Total deposits
$677.3M
Service charge income
$65K
Fee income ratio
1.3%
Return on assets
0.08%
Branches
8
Service charge income by quarter
Financial profile · Pro
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| $25 below the national median$25 below the Massachusetts median |
| — |
| — |
| Source |
| Insufficient Funds Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Insufficient Funds Fee on Lifeline 18/65 Checking, Student Checking, or Statement Savings | $5Below the typical range ($25–$32 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
| $10 below the national median$10 below the Massachusetts median |
| per item |
| — |
| Source |
| Wire Transfer Incoming (Domestic) | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| International Wire (foreign currency) | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Massachusetts median | — | — | Source |
| International Wire (US currency) | $25Below the typical range ($40–$50 nationally) | $25 below the national median$20 below the Massachusetts median | — | — | Source |
| Wire Transfer Outgoing (International) | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Massachusetts median | — | — | Source |
| Wire Transfer Incoming (International) | $50Above the typical range ($10–$25 nationally) | $30 above the national median$30 above the Massachusetts median | — | — | Source |
| At the national median$1 below the Massachusetts median |
| — |
| — |
| Source |
| Check Printing Costs Varies Collection Item Fee - Foreign (Canadian) | $20Above the typical range ($0–$15 nationally) | $19 above the national median$12 above the Massachusetts median | — | — | Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Collection Item Fee - Foreign (Canadian) | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $2.50 below the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Mobile Deposit | $0Within the typical range ($0–$0 nationally) | At the national medianAt the Massachusetts median | — | — | Source |