vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Ohio median
per item · Source
At the national medianAt the Ohio median
per month · Source
$15 above the national median$15 above the Ohio median
per item · Source
$7.50 above the national median$7.50 above the Ohio median
At the national median$0.75 above the Ohio median
per month · Source
$5 below the national median$5 below the Ohio median
per item · Source
$5 below the national median$5 below the Ohio median
At the national medianAt the Ohio median
per day · Source
$1.75 above the national median$1.25 above the Ohio median
per item · Source
$5 below the national medianAt the Ohio median
per item · Source
At the national medianAt the Ohio median
$1 above the national medianAt the Ohio median
per item · Source
$2.50 below the national median$5 below the Ohio median
per item · Source
$5 above the national median$6 above the Ohio median
per item · Source
At the national median$1 below the Ohio median
per month · Source
$4 above the national median$4 above the Ohio median
per item · Source
$10.50 below the national median$10.50 below the Ohio median
per item · Source
$30 below the national median$30 below the Ohio median
per item · Source
At the national medianAt the Ohio median
per item · Source
$2 above the national median$2 above the Ohio median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing Fee (< 6 months) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Ohio median | per item | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Ohio median | per month | — | Source |
| Escheatment Fee | $20Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Ohio median | per item | — | Source |
| Reconciliation (May vary based on request) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Ohio median | — | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.76 nationally) | At the national median$0.75 above the Ohio median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee-Paid Item (Maximum of 2 Items/Day) | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Ohio median | per item | — | Source |
| Overdraft Protection Transfer Fee (Dynamic Transfer) | $0 | ||||
ATM & CardVerified | |||||
| ATM Service Fee (at non-First Financial Bank or Allpoint ATMs) | $3.25Above the typical range ($1–$2.25 nationally) | $1.75 above the national median$1.25 above the Ohio median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer – Incoming – Domestic or International | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Ohio median | per item | — | Source |
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Ohio median | — | — | Source |
| Money Order | $3 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item Fee - Returned ACH/Check | $19Within the typical range ($8–$25 nationally) | $4 above the national median$4 above the Ohio median | per item | — | Source |
| Returned Deposited Item Fee - Returned ACH/Check for Illinois | $4.50 | ||||
Account ServicesVerified | |||||
| Tax Levy/Garnishment | $20Below the typical range ($30–$90 nationally) | $30 below the national median$30 below the Ohio median | per item | — | Source |
| Account Verification | $10 | ||||
Other FeesVerified | |||||
| Reproduction of Year-End Interest Information | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Ohio median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
7 of 15
Published fees
20
Under review
0
Assets
$22.4B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$22.4B
Total deposits
$17.8B
Service charge income
$8.9M
Fee income ratio
3.3%
Return on assets
1.55%
Branches
165
Service charge income by quarter
Financial profile · Pro
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| $5 below the national median$5 below the Ohio median |
| — |
| — |
| Source |
| Overdraft Protection Transfer Fee (Ready Reserve) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Ohio median | per day | — | Source |
| $1 above the national medianAt the Ohio median |
| per item |
| — |
| Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$5 below the Ohio median | per item | — | Source |
| Foreign Check Collection Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$6 above the Ohio median | per item | — | Source |
| Check Image Fee | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Ohio median | per month | — | Source |
| $10.50 below the national median$10.50 below the Ohio median |
| per item |
| — |
| Source |
| At the national medianAt the Ohio median |
| per item |
| — |
| Source |