vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Alabama median
per month · Source
$3 above the national median$3 above the Alabama median
per month · Source
$3 below the national median$3.49 below the Alabama median
per month · Source
$7.50 below the national median$5 below the Alabama median
$12.50 above the national median$15 above the Alabama median
$3 above the national median$3 above the Alabama median
$3 above the national median$3 above the Alabama median
$10 above the national median$11.50 above the Alabama median
per item · Source
$0.50 above the national median$1 above the Alabama median
$5 above the national median$5 above the Alabama median
$5 below the national medianAt the Alabama median
$5 above the national median$2.50 above the Alabama median
At the national medianAt the Alabama median
At the national medianAt the Alabama median
$5 above the national median$5 above the Alabama median
$2.50 above the national median$1 above the Alabama median
per item · Source
At the national median$1.25 below the Alabama median
$5 above the national median$3.75 above the Alabama median
$2 below the national median$1 below the Alabama median
$12 below the national median$10.50 below the Alabama median
$2.50 above the national medianAt the Alabama median
per item · Source
$45 above the national median$50 above the Alabama median
At the national median$5 above the Alabama median
$15 below the national median$10 below the Alabama median
$5 above the national median$10 above the Alabama median
$15 above the national median$20 above the Alabama median
$25 above the national median$25 above the Alabama median
$0.50 below the national median$0.50 above the Alabama median
$2 below the national median$1 below the Alabama median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Service charge (balance falls below $1,000) | $12Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Alabama median | per month | — | Source |
| Service charge (balance falls below $2,500) | $10Within the typical range ($5–$10 nationally) | $3 above the national median$3 above the Alabama median | per month | — | Source |
| Dormant Account Fee | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3.49 below the Alabama median | per month | — | Source |
| Account Balancing Assistance | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Alabama median | — | — | Source |
| Account research | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$15 above the Alabama median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Alabama median | — | — | Source |
| Non-Sufficient Funds (NSF) Fee | $33 | ||||
ATM & CardVerified | |||||
| Foreign ATM withdrawal fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Alabama median | — | — | Source |
| Replacement ATM or Check Card | $15 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer: Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Alabama median | — | — | Source |
| Domestic Wire Transfer: Incoming | $15 | ||||
Check ServicesVerified | |||||
| Cashier's check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Alabama median | — | — | Source |
| Official Check Non-Customer | $10 | ||||
Cash & DepositVerified | |||||
| Special Handled Items (deposited items returned unpaid, chargebacks, cash | $3Below the typical range ($8–$25 nationally) | $12 below the national median$10.50 below the Alabama median | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee (per item notarized) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Alabama median | per item | — | Source |
| Safe Deposit Box 10 x 10 | $90 | ||||
Other FeesVerified | |||||
| Duplicate Statement | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$0.50 above the Alabama median | — | — | Source |
| Photocopies | $1 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$33.00
Of 97 others that publish it, 40 lower, 5 the same and 52 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
12 of 15
Published fees
29
Under review
0
Assets
$1.0B
Work at First Metro Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.0B
Total deposits
$893.7M
Service charge income
$376K
Fee income ratio
3.7%
Return on assets
1.67%
Branches
11
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $3 above the national median$3 above the Alabama median |
| — |
| — |
| Source |
| OD Protection Transfer Fee | $15Above the typical range ($2.50–$5 nationally) | $10 above the national median$11.50 above the Alabama median | per item | — | Source |
| $5 above the national median$5 above the Alabama median |
| — |
| — |
| Source |
| $5 above the national median$2.50 above the Alabama median |
| — |
| — |
| Source |
| International Wire Transfer: Outgoing | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Alabama median | — | — | Source |
| $5 above the national median$5 above the Alabama median |
| — |
| — |
| Source |
| Stop payments (per item) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$1 above the Alabama median | per item | — | Source |
| Domestic Collection Item (incoming and outgoing) | $20Within the typical range ($10–$25 nationally) | At the national median$1.25 below the Alabama median | — | — | Source |
| International Collection Item (incoming and outgoing) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$3.75 above the Alabama median | — | — | Source |
| Check Image Copies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1 below the Alabama median | — | — | Source |
| $45 above the national median$50 above the Alabama median |
| — |
| — |
| Source |
| Safe Deposit Box 3 x 10 | $45Within the typical range ($30–$70 nationally) | At the national median$5 above the Alabama median | — | — | Source |
| Safe Deposit Box 3 x 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$10 below the Alabama median | — | — | Source |
| Safe Deposit Box 4 x 10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$10 above the Alabama median | — | — | Source |
| Safe Deposit Box 5 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$20 above the Alabama median | — | — | Source |
| Levy/Garnishment | $75Within the typical range ($30–$89.38 nationally) | $25 above the national median$25 above the Alabama median | — | — | Source |
| $2 below the national median$1 below the Alabama median |
| per item |
| — |
| Source |