vs. U.S. typical range:LowerTypicalHigher
$9 above the national median$8.25 above the Massachusetts median
per month · Source
$57.50 above the national median$50 above the Massachusetts median
$8 below the national median$8 below the Massachusetts median
$3 below the national median$3 below the Massachusetts median
$5 above the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
$1 below the national median$1 below the Massachusetts median
At the national median$1 below the Massachusetts median
$7.50 below the national median$6.25 below the Massachusetts median
$7.50 below the national median$6.25 below the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
per item · Free · Source
$12.45 above the national median$14.95 above the Massachusetts median
$7.45 above the national median$9.95 above the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
$130 above the national median$110 above the Massachusetts median
$10 below the national median$30 below the Massachusetts median
$105 above the national median$85 above the Massachusetts median
per year · Source
$135 above the national median$115 above the Massachusetts median
$230 above the national median$210 above the Massachusetts median
$20 below the national median$40 below the Massachusetts median
$27 above the national median$7 above the Massachusetts median
$3 above the national median$17 below the Massachusetts median
$45 above the national median$25 above the Massachusetts median
$15 above the national median$5 below the Massachusetts median
$51 above the national median$31 above the Massachusetts median
$95 above the national median$75 above the Massachusetts median
$15 below the national median$15 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
per year · Source
At the national medianAt the Massachusetts median
$2 above the national medianAt the Massachusetts median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $15Above the typical range ($4–$10 nationally) | $9 above the national median$8.25 above the Massachusetts median | per month | — | Source |
| Account Research (one hour minimum) | $75Above the typical range ($11–$25 nationally) | $57.50 above the national median$50 above the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Returned item fee # | $22Below the typical range ($25–$32 nationally) | $8 below the national median$8 below the Massachusetts median | — | — | Source |
| Deposit Transfer Overdraft Fee ^ | $2 | ||||
ATM & CardVerified | |||||
| Expedited card replacement fee | $45Within the typical range ($30–$50 nationally) | $5 above the national median$5 below the Massachusetts median | — | — | Source |
Wire TransfersVerified | |||||
| Incoming Wire | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Check ServicesVerified | |||||
| Treasurers Check | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 below the Massachusetts median | — | — | Source |
| Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Massachusetts median | per item | Free | Source |
| Next day check bill payment | $14.95 | ||||
Cash & DepositVerified | |||||
| Coin Counting | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Drilling Fee | $175Above the typical range ($30–$70 nationally) | $130 above the national median$110 above the Massachusetts median | — | — | Source |
| Lost Key Fee | $35 | ||||
Retirement & IRAVerified | |||||
| IRA Annual Service Charge | $20Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Massachusetts median | per year | — | Source |
| IRA Transfer Fee | $25 | ||||
Other FeesVerified | |||||
| Document Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
6 of 15
Published fees
30
Under review
0
Assets
$1.1B
Work at OneLocal Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.1B
Total deposits
$843.0M
Service charge income
$27K
Fee income ratio
0.28%
Return on assets
1.06%
Branches
4
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $3 below the national median$3 below the Massachusetts median |
| — |
| — |
| Source |
| At the national median$1 below the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment, Checks & ACH | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$6.25 below the Massachusetts median | — | — | Source |
| Stop Payment, Money Orders and Bank Checks | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$6.25 below the Massachusetts median | — | — | Source |
| $12.45 above the national median$14.95 above the Massachusetts median |
| — |
| — |
| Source |
| Same day electronic bill payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$9.95 above the Massachusetts median | per month | — | Source |
| $10 below the national median$30 below the Massachusetts median |
| — |
| — |
| Source |
| Safe Deposit Box 10 x 10 | $150Above the typical range ($30–$70 nationally) | $105 above the national median$85 above the Massachusetts median | per year | — | Source |
| Safe Deposit Box 12 x 12 | $180Above the typical range ($30–$70 nationally) | $135 above the national median$115 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 12 x 17 | $275Above the typical range ($30–$70 nationally) | $230 above the national median$210 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 2 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$40 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 3 x 10 | $72Above the typical range ($30–$70 nationally) | $27 above the national median$7 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 3 x 5 | $48Within the typical range ($30–$70 nationally) | $3 above the national median$17 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 5 x 10 | $90Above the typical range ($30–$70 nationally) | $45 above the national median$25 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 5 x 5 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$5 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 6 x 10 | $96Above the typical range ($30–$70 nationally) | $51 above the national median$31 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 9 x 10 | $140Above the typical range ($30–$70 nationally) | $95 above the national median$75 above the Massachusetts median | — | — | Source |
| Tax Levy/Garnishment | $35Within the typical range ($30–$90 nationally) | $15 below the national median$15 below the Massachusetts median | — | — | Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |