18 banks and credit unions have branches in the Mount Vernon-Anacortes metro area. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Washington
Mount Vernon-Anacortes metro counts institutions with a branch here, wherever headquartered. Washington counts institutions headquartered in the state.
Mount Vernon-Anacortes metro
5 institutions with a branch here
$16
Washington
48 institutions headquartered in Washington
$27.25
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Mount Vernon-Anacortes metro median sits furthest from Washington's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mount Vernon-Anacortes metro with Washington and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Mount Vernon-Anacortes metro
12 institutions with a branch here
$30
Washington
48 institutions headquartered in Washington
$28.50
U.S.
2,605 institutions in the index
$30
Mount Vernon-Anacortes metro covers every institution with a branch here, wherever it is headquartered. Washington covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 12 with a published overdraft fee.
Bank · based in Walla Walla, WA · 5 branches here
Account not yet known
“Overdraft Item (based on available balance2) | $30.00”
Credit union, membership rules apply · based in Tacoma, WA · 5 branches here
Bank · based in Seattle, WA · 4 branches here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Bank · based in Bellingham, WA · 4 branches here
Account not yet known
“Overdraft Item¹ (per item, per occurrence) | $35”
Bank · based in Olympia, WA · 3 branches here
Account not yet known
“Insufficient funds/overdraft (each)4 | $34”
Bank · based in Cleveland, OH · 3 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Credit union, membership rules apply · based in Bellingham, WA · 3 branches here
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Largest banks by local bank deposits
Share of the $3.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Mount Vernon-Anacortes metro's counties
Deposits and branches cover the Mount Vernon-Anacortes metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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