vs. U.S. typical range:LowerTypicalHigher
per month · Source
$19.52 above the national median
per month · Source
per month · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days | $25Within the typical range ($10–$25 nationally) | $10 above the national median | — | — | Source |
| Account research/reconciliation (per hour) | $30Above the typical range ($20–$25 nationally) | $5 above the national median | — | — | Source |
| Dormant account fee (monthly) | $10Within the typical range ($5–$10 nationally) | $5 above the national median | per month | — | Source |
| ICS non-sweep maintenance fee (monthly) | $25Above the typical range ($3–$10 nationally) | $19.52 above the national median | per month | — | Source |
| Paper statement fee (monthly) | $3Within the typical range ($2–$4 nationally) | At the national median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient funds/overdraft (each) | $34Above the typical range ($25–$32 nationally) | $4 above the national median | — | — | Source |
ATM & CardVerified | |||||
| ATM/debit card replacement | $10Within the typical range ($5–$10 nationally) | At the national median | — | — | Source |
Check ServicesVerified | |||||
| Bank check (official/cashier's check) (each) | $9Above the typical range ($3–$6 nationally) | $4 above the national median | — | — | Source |
| Copy of cancelled check (each) | $2.50 | ||||
Cash & DepositVerified | |||||
| Returned deposited item | $12Within the typical range ($10–$25 nationally) | $3 below the national median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment/levies | $100Above the typical range ($30–$75 nationally) | $50 above the national median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA transfer or closure | $30Within the typical range ($25–$35 nationally) | $5 above the national median | — | — | Source |
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Headline fees vs. national median
Overdraft
$34
Headline fees published
7 of 15
Published fees
14
Under review
0
Assets
$8.4B
Work at Heritage Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$8.4B
Total deposits
$7.0B
Service charge income
$3.6M
Fee income ratio
4.2%
Return on assets
0.92%
Branches
69
Service charge income by quarter
Financial profile · Pro
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| $0.50 below the national median |
| — |
| — |
| Source |
| Counter checks (per sheet of 4) | $2Within the typical range ($1–$4 nationally) | At the national median | — | — | Source |
| Stop payment | $34Above the typical range ($20–$30 nationally) | $8 above the national median | — | — | Source |