Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Peoples Bank

Bellingham, WashingtonBankSan Francisco Fed districtFees collected Mar 11, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Overdraft Item¹ (per item, per occurrence)$35Above the typical range ($25–$30 nationally)

per item · Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=overdraft; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Overdraft Item¹ (per item, per occurrence) | $35" · Source

ATM & CardVerified

Expedited Debit Card (per card)$55Above the typical range ($30–$50 nationally)
$11.25 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=rush_card; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Expedited Debit Card (per card) | $55" · Source
Expedited PIN (per card)$10Below the typical range ($30–$50 nationally)
$33.75 below the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=rush_card; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Expedited PIN (per card) | $10" · Source

Wire TransfersVerified

Domestic Wire Out (each)$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=wire_domestic_outgoing; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Domestic Wire Out (each) | $25" · Source
Wire Transfers: International Wire In (each)$20Within the typical range ($10–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=wire_intl_incoming; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="International Wire In (each) | $20" · Source

Check ServicesVerified

Cashiers Checks (each)$7Above the typical range ($3–$5.50 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=cashiers_check; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Cashiers Checks (each) | $7" · Source
Check Cashing (non-customer): (per item)$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=check_cashing; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="(per item) | $5" · Source
Stop Payment (each)$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=stop_payment; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Stop Payment (each) | $35" · Source

Account ServicesVerified

3 x 10$50Within the typical range ($25–$75 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=safe_deposit_box; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="3 x 10 | $50" · Source
3 x 5$35Within the typical range ($25–$75 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=safe_deposit_box; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="3 x 5 | $35" · Source
5 x 10$70Within the typical range ($25–$75 nationally)
$27.50 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=safe_deposit_box; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="5 x 10 | $70" · Source
5 x 5$45Within the typical range ($25–$75 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=safe_deposit_box; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="5 x 5 | $45" · Source
6 x 10$75Within the typical range ($25–$75 nationally)
$32.50 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=safe_deposit_box; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="6 x 10 | $75" · Source
Garnishment/Levy (each)$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=garnishment_levy; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Garnishment/Levy (each) | $100" · Source
Notary Service: Customer$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #5378. canonical_hint=notary_fee; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Customer | No Charge" · Source

Lending FeesVerified

Late Payment (30 day grace period)$10Below the typical range ($15–$25 nationally)
$12.50 below the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=late_payment; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Late Payment (30 day grace period) | $10" · Source

Retirement & IRAVerified

IRA Outgoing Transfer Fee (per account)$30Within the typical range ($25–$35 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=ira_termination; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="IRA Outgoing Transfer Fee (per account) | $30" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Overdraft Item¹ (per item, per occurrence)	$35Above the typical range ($25–$30 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=overdraft; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Overdraft Item¹ (per item, per occurrence) \| $35"	Source
ATM & CardVerified
Expedited Debit Card (per card)	$55Above the typical range ($30–$50 nationally)	$11.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=rush_card; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Expedited Debit Card (per card) \| $55"	Source
Expedited PIN (per card)
Wire TransfersVerified
Domestic Wire Out (each)	$25Within the typical range ($20–$25 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=wire_domestic_outgoing; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Domestic Wire Out (each) \| $25"	Source
Wire Transfers: International Wire In (each)
Check ServicesVerified
Cashiers Checks (each)	$7Above the typical range ($3–$5.50 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=cashiers_check; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Cashiers Checks (each) \| $7"	Source
Check Cashing (non-customer): (per item)
Account ServicesVerified
3 x 10	$50Within the typical range ($25–$75 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=safe_deposit_box; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="3 x 10 \| $50"	Source
3 x 5	$35
Lending FeesVerified
Late Payment (30 day grace period)	$10Below the typical range ($15–$25 nationally)	$12.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=late_payment; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="Late Payment (30 day grace period) \| $10"	Source
Retirement & IRAVerified
IRA Outgoing Transfer Fee (per account)	$30Within the typical range ($25–$35 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5378. canonical_hint=ira_termination; text_hash=b4ca04abca25a4f764d4f153b7c5b9832f749f62be006e079ac3daa96326205f; excerpt="IRA Outgoing Transfer Fee (per account) \| $30"	Source

Fee change alerts

Get an email when Peoples Bank changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Peoples Bank? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 17 — leaner than most institutions

Published fees

Under review

Assets

$2.4B

Work at Peoples Bank? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.4B

Total deposits

$2.1B

Service charge income

$574K

Fee income ratio

2.1%

Return on assets

1.06%

Branches

Service charge income by quarter

Q2 2026$574K

Q1 2026$548K

Q4 2025$563K

Q3 2025$568K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,267 verified fees from 2,206 institutions

See pricing