6 banks and credit unions have branches in Little Elm. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Little Elm counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Little Elm
5 institutions with a branch here
$2
Texas
155 institutions headquartered in Texas
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Little Elm median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Little Elm with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $33 to $36.
Median published overdraft fee
Little Elm
6 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Little Elm covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 6 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Winter Haven, FL · 1 branch here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in San Antonio, TX · 1 branch here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item we pay that overdraws your account by more than $100, up to a maximu”
Bank · based in Pilot Point, TX · 1 branch here
Account not yet known
“The overdraft fee is $33 whether the overdraft is by check, ATM withdrawal, debit card transaction or other electronic means”
Bank · based in Gulfport, MS · 1 branch here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Credit union, membership rules apply · based in Allen, TX · 1 branch here
Account not yet known
“PRIVILEGE PAY OVERDRAFTING FEE | g$35.00”
Largest banks by local bank deposits
Share of the $301 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Denton County
Deposits and branches cover the City of Little Elm. Population and income cover Denton County, the county with most of Little Elm's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Denton County.
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