Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026
Verified fees
12
Under review
0
Assets
$52.8B
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Overdraft
$35
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per month · If account does not meet any of: direct deposits/mobile deposits/debit card credits/Zelle credits of $100+, minimum daily balance of $1,000, $5,000 combined average daily balances, or account owner under 25 ·
per item · Plus any fees charged by ATM operator · Source
per day · Maximum overdraft fees per day · Source
per item · For each item that overdraws account by more than $100. Fee does not apply if: transaction is $5 or less, debit card was authorized with sufficient funds, debit card/ATM declined, ACH/check returned unpaid · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Monthly Service Charge | $8 | per month | If account does not meet any of: direct deposits/mobile deposits/debit card credits/Zelle credits of $100+, minimum daily balance of $1,000, $5,000 combined average daily balances, or account owner under 25 | Source |
Overdraft & NSFVerified | ||||
| Non-Frost ATM Withdrawal/Transfer Fee | $2 | per item | Plus any fees charged by ATM operator | Source |
| Overdraft Daily Cap | $105 | per day | Maximum overdraft fees per day | Source |
| Overdraft Fee | $35 | per item | For each item that overdraws account by more than $100. Fee does not apply if: transaction is $5 or less, debit card was authorized with sufficient funds, debit card/ATM declined, ACH/check returned unpaid | Source |
Wire TransfersVerified | ||||
| Incoming Wire Transfer | $15 | per item | — | Source |
| Outgoing Wire Transfer | — | per item | Fee varies | Source |
Check ServicesVerified | ||||
| Cashier's Check | $5 | per item | — | Source |
| Check Order | — | per item | Fee varies | Source |
| Money Order | $5 | |||
Cash & DepositVerified | ||||
| Domestic Collection Item | $20 | per item | — | Source |
| Foreign Collection Item | $40 | per item | — | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$52.8B
Total deposits
$43.2B
Service charge income
$20.2M
Fee income ratio
3.5%
Return on assets
1.31%
Branches
219
Service charge income by quarter
| per item |
| — |
| Source |
| Stop Payment | $30 | per item | — | Source |