Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Credit Union of Texas

Allen, TexasCredit UnionDallas Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

(a) For the Regular Share Account, the minimum balance required to open this account is the purchase of a share (par val$5Within the typical range ($5–$12.25 nationally)

Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=minimum_balance; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="(a) For the Regular Share Account, the minimum balance required to open this account is the purchase of a share (par value of $5.00) in the Credit Union" · Source

MAILED PAPER STATEMENT FEE | g$5

$2 above the national median

Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=paper_statement; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="Request placed with CUTX employee | $35.00 | MAILED PAPER STATEMENT FEE | g$5.00" · Source

You must open the account with a minimum balance of$25

$19 above the national median

Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=minimum_balance; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="You must open the account with a minimum balance of $25.00 to obtain the matching deposit bonus" · Source

Overdraft & NSFVerified

NON-SUFFICIENT FUNDS FEE (NSF) | g$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=nsf; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="NON-SUFFICIENT FUNDS FEE (NSF) | g$35.00" · Source

ATM & CardVerified

CUTX- OWNED OR NETWORK ATM TRANSACTION FEE$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #2409. canonical_hint=atm_non_network; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="CUTX- OWNED OR NETWORK ATM TRANSACTION FEE | No Charge" · Source
NON-NETWORK ATM TRANSACTION FEE | g$4Above the typical range ($1–$3 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=atm_non_network; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="NON-NETWORK ATM TRANSACTION FEE | g$4.00*" · Source

Wire TransfersVerified

WIRE TRANSFER INCOMING$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=wire_domestic_incoming; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="RETURNED CHECK DEPOSITED ITEMS FEE | $10.00 | WIRE TRANSFER INCOMING | $15.00" · Source
Wire Transfer Incoming for Secure PLUS, Premier, and Mature Options Checking Accounts$5Below the typical range ($7.75–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=wire_domestic_incoming; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="For item submitted twice for payment | up to $20.00 | Wire Transfer Incoming for Secure PLUS, Premier, and Mature Options Checking Accounts | $5.00" · Source
WIRE TRANSFER OUTGOING (Domestic)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=wire_domestic_outgoing; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="RETURNED CHECK FOR LOAN PAYMENT FEE | $25.00 | WIRE TRANSFER OUTGOING (Domestic) | $25.00" · Source
Wire Transfer Outgoing for Secure PLUS, Premier, and Mature Options Checking Accounts$10Below the typical range ($20–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=wire_domestic_outgoing; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="Wire Transfer Outgoing for Secure PLUS, Premier, and Mature Options Checking Accounts | $10.00" · Source

Check ServicesVerified

BILL PAY FEES | CHECK COPY | g$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=check_image; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="BILL PAY FEES | CHECK COPY | g$5.00" · Source

Digital & ElectronicVerified

BILL PAY MONTHLY FEE | VERIFICATION OF DEPOSIT | g$20Above the typical range ($0–$12.50 nationally)
$15 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=bill_pay; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="BILL PAY MONTHLY FEE | VERIFICATION OF DEPOSIT | g$20.00" · Source

Account ServicesVerified

For Secure and Simple Checking Accounts | Per Transfer$5Below the typical range ($25–$80 nationally)
$35 below the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=safe_deposit_box; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="For Secure and Simple Checking Accounts | Per Transfer $5.00 | SAFE DEPOSIT" · Source
LOAN/LEASE/CREDIT CARD PAYMENT BY ONLINE/MOBILE USING | SAFE DEPOSIT BOX DRILLING FEE | g$100Above the typical range ($25–$80 nationally)
$60 above the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=safe_deposit_box; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="LOAN/LEASE/CREDIT CARD PAYMENT BY ONLINE/MOBILE USING | SAFE DEPOSIT BOX DRILLING FEE | g$100.00" · Source
SAFE DEPOSIT BOX DELINQUENT FEE | g$15Below the typical range ($25–$80 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=safe_deposit_box; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="SAFE DEPOSIT BOX DELINQUENT FEE | g$15.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
(a) For the Regular Share Account, the minimum balance required to open this account is the purchase of a share (par val	$5Within the typical range ($5–$12.25 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=minimum_balance; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="(a) For the Regular Share Account, the minimum balance required to open this account is the purchase of a share (par value of $5.00) in the Credit Union"	Source
MAILED PAPER STATEMENT FEE \| g	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=paper_statement; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="Request placed with CUTX employee \| $35.00 \| MAILED PAPER STATEMENT FEE \| g$5.00"	Source
You must open the account with a minimum balance of	$25Above the typical range ($5–$12.25 nationally)	$19 above the national median	—	Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=minimum_balance; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="You must open the account with a minimum balance of $25.00 to obtain the matching deposit bonus"	Source
Overdraft & NSFVerified
NON-SUFFICIENT FUNDS FEE (NSF) \| g	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=nsf; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="NON-SUFFICIENT FUNDS FEE (NSF) \| g$35.00"	Source
ATM & CardVerified
CUTX- OWNED OR NETWORK ATM TRANSACTION FEE	$0Below the typical range ($1–$3 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #2409. canonical_hint=atm_non_network; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="CUTX- OWNED OR NETWORK ATM TRANSACTION FEE \| No Charge"	Source
NON-NETWORK ATM TRANSACTION FEE \| g
Wire TransfersVerified
WIRE TRANSFER INCOMING	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=wire_domestic_incoming; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="RETURNED CHECK DEPOSITED ITEMS FEE \| $10.00 \| WIRE TRANSFER INCOMING \| $15.00"	Source
Wire Transfer Incoming for Secure PLUS, Premier, and Mature Options Checking Accounts
Check ServicesVerified
BILL PAY FEES \| CHECK COPY \| g	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=check_image; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="BILL PAY FEES \| CHECK COPY \| g$5.00"	Source
Digital & ElectronicVerified
BILL PAY MONTHLY FEE \| VERIFICATION OF DEPOSIT \| g	$20Above the typical range ($0–$12.50 nationally)	$15 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=bill_pay; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="BILL PAY MONTHLY FEE \| VERIFICATION OF DEPOSIT \| g$20.00"	Source
Account ServicesVerified
For Secure and Simple Checking Accounts \| Per Transfer	$5Below the typical range ($25–$80 nationally)	$35 below the national median	—	Knox deterministic extraction from Rosetta artifact #2409. canonical_hint=safe_deposit_box; text_hash=86804726b5d4d85d1e8144ec89a44d58f358a3022b9b11e9c7e312232b72267b; excerpt="For Secure and Simple Checking Accounts \| Per Transfer $5.00 \| SAFE DEPOSIT"	Source
LOAN/LEASE/CREDIT CARD PAYMENT BY ONLINE/MOBILE USING \| SAFE DEPOSIT BOX DRILLING FEE \| g

Fee change alerts

Get an email when Credit Union of Texas changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Credit Union of Texas? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 15 — leaner than most institutions

Verified fees

Under review

Assets

$2.6B

Work at Credit Union of Texas? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.6B

Total deposits

$2.3B

Service charge income (year to date)

$14.2M

Fee income ratio

13.3%

Return on assets

0.05%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing