vs. U.S. typical range:LowerTypicalHigher
per item · Source
per item · Source
per item · Source
$0.05 above the national median
per month · Source
per year · Source
per year · Source
per year · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing (if closed within 90 days of account opening for any reason) | $20Within the typical range ($10–$25 nationally) | $5 above the national median | — | — | Source |
| Account Reconciliation Charge (per hour, 1 hr. minimum) | $25Within the typical range ($20–$25 nationally) | At the national median | — | — | Source |
| Paper Statement Fee | $2Within the typical range ($2–$4.50 nationally) | $1 below the national median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF/Returned Items for Insufficient Funds (per item,per presentment) | $33Above the typical range ($25–$31.50 nationally) | $3 above the national median | per item | — | Source |
ATM & CardVerified | |||||
| Replacement Debit Cardiii (per card) | $5Within the typical range ($5–$10 nationally) | $5 below the national median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing Domestic (per transfer) | $20Within the typical range ($20–$25 nationally) | $5 below the national median | — | — | Source |
| Wire Transfers - Incoming Domestic or International (per transfer) | $7 | ||||
Check ServicesVerified | |||||
| Cashier's Check (per check) | $5Within the typical range ($3–$5.50 nationally) | At the national median | per item | — | Source |
| Non-PointBank Accountholder Check Cashing | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment Service (optional enrollment) | $5Within the typical range ($0–$10.40 nationally) | $0.05 above the national median | per month | — | Source |
Cash & DepositVerified | |||||
| Night Depository Key | $10Within the typical range ($5–$20 nationally) | $2 below the national median | — | — | Source |
Account ServicesVerified | |||||
| and/or balance inquiry) | $1Within the typical range ($1–$2 nationally) | At the national median | — | — | Source |
| Garnishments/Levies/Subpoena (per request) | $100 | ||||
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
19
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.2B
Total deposits
$968.3M
Service charge income
$732K
Fee income ratio
7.3%
Return on assets
1.02%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| $9.50 below the national median |
| — |
| — |
| Source |
| Wire Transfers - Outgoing International (per transfer) | $55Above the typical range ($40–$50 nationally) | $5 above the national median | — | — | Source |
| At the national median |
| — |
| — |
| Source |
| Stop Payments (per check, ACH item, or sequence of checks) | $33Above the typical range ($20–$30 nationally) | $7 above the national median | per item | — | Source |
| $50 above the national median |
| — |
| — |
| Source |
| Lost Key Fee | $50Within the typical range ($25–$80 nationally) | $5 above the national median | — | — | Source |
| Safe Deposit Box 3x10 (annually) | $65Within the typical range ($25–$80 nationally) | $20 above the national median | per year | — | Source |
| Safe Deposit Box 3x5 (annually) | $50Within the typical range ($25–$80 nationally) | $5 above the national median | per year | — | Source |
| Safe Deposit Box 5x10 (annually) | $90Above the typical range ($25–$80 nationally) | $45 above the national median | per year | — | Source |