23 banks and credit unions have branches in Denton. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Denton counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Denton
9 institutions with a branch here
$20
Texas
251 institutions headquartered in Texas
$30
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Denton median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Denton with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $38.
Median published overdraft fee
Denton
15 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Denton covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
23 institutions, 15 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Denton, TX · 5 branches here
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Pilot Point, TX · 3 branches here
Account not yet known
“The overdraft fee is $33 whether the overdraft is by check, ATM withdrawal, debit card transaction or other electronic means”
Bank · based in Durant, OK · 2 branches here
Account not yet known
“Overdraft Item Charge (per item) … $35”
Bank · based in Winter Haven, FL · 2 branches here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Gainesville, TX · 2 branches here
Bank · based in Kalispell, MT · 2 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Killeen, TX · 2 branches here
Largest banks by local bank deposits
Share of the $3.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Denton County
Deposits and branches cover the City of Denton. Population and income cover Denton County, the county with most of Denton's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Denton County.
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