37 banks and credit unions have branches in the Harrisburg-Carlisle metro area. The Bank Fee Index holds published fees for 26 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Pennsylvania
Harrisburg-Carlisle metro counts institutions with a branch here, wherever headquartered. Pennsylvania counts institutions headquartered in the state.
Harrisburg-Carlisle metro
20 institutions with a branch here
$10
Pennsylvania
68 institutions headquartered in Pennsylvania
$5
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Harrisburg-Carlisle metro median sits furthest from Pennsylvania's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Harrisburg-Carlisle metro with Pennsylvania and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $39.
Median published overdraft fee
Harrisburg-Carlisle metro
24 institutions with a branch here
$35
Pennsylvania
119 institutions headquartered in Pennsylvania
$30
U.S.
2,605 institutions in the index
$30
Harrisburg-Carlisle metro covers every institution with a branch here, wherever it is headquartered. Pennsylvania covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
37 institutions, 24 with a published overdraft fee.
Credit union, membership rules apply · based in Enola, PA · 25 branches here
Bank · based in Buffalo, NY · 19 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Millersburg, PA · 16 branches here
Bank · based in Greenville, PA · 10 branches here
Account not yet known
“Overdrafts for checks, in-person withdrawals, automatic bill payments or other | $35.00 each”
Bank · based in Chambersburg, PA · 9 branches here
Account not yet known
“Overdrafts (per item) … $36.00”
Bank · based in Charlotte, NC · 8 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Wilmington, DE · 7 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Harrisburg, PA · 7 branches here
Account not yet known
“Paid Overdraft Item - Consumer Accounts | $38.00 per item, maximum of $190.00 per day. Orrstown Bank does not charge an Overdraft fee on transactions of $5.00 or less.”
Bank · based in Sioux Falls, SD · 7 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Harrisburg, PA · 7 branches here
Account not yet known
“OVERDRAFT/NON-SUFFICIENT FUNDS Overdraft Privilege (per transaction paid against an insufficient checking account available balance) … $35.00”
Largest banks by local bank deposits
Share of the $20.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Harrisburg-Carlisle metro's counties
Deposits and branches cover the Harrisburg-Carlisle metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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