VerifiedCommunity bank, $1B to $10B

Orrstown Bank

Harrisburg, PennsylvaniaBankPhiladelphia district

Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$5.6B

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $38

Overdraft fee cap or limit policy detected — fewer surprise charges

31% above the national median overdraft fee

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Overdraft & NSFVerified

Balance Inquiry/Transfers/Withdrawal Transactions at non-Orrstown Bank ATMs$3
per item · Per item. When you use a non-Orrstown Bank ATM, you may also be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer · Source

Fee	Amount	Basis	Note	Source
Overdraft & NSFVerified
Balance Inquiry/Transfers/Withdrawal Transactions at non-Orrstown Bank ATMs	$3	per item	Per item. When you use a non-Orrstown Bank ATM, you may also be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer	Source
Chargeback/Returned Deposited Item	$10	per item	Per item	Source
Continuous Overdraft Fee - Business Accounts Only	$6	varies	Per day after 9 consecutive calendar days of the account being overdrawn	Source
Returned Item (Non-Sufficient Funds)	$0	per item	—	Source
ATM & CardVerified
Transactions at Orrstown Bank ATMs	$0	per item	—	Source
Check ServicesVerified
Cashing Non-Client Checks	$5	per item	Per check for non-Orrstown Bank clients cashing an Orrstown Bank check. Orrstown Bank does not cash checks not drawn on us, including Federal Government checks, for non-Bank clients	Source
Temporary Checks	$0	per item	1 sheet of 4 checks	Source
Digital & ElectronicVerified
Bill Payment	$0	per item	—	Source
Mobile Deposit	$0	per item	—	Source
Cash & DepositVerified
Check Collection - Domestic	$15	per item	Plus postage	Source
Night Depository - Lost Key	$10	per item	—	Source
Account ServicesVerified
Signature Guarantee (Clients Only)	$0	per item	Clients only	Source
Writ of Execution	$150	per item	Per occurrence	Source
Other feesVerified
Paid Overdraft Item - Consumer Accounts	$38	per item	Per item, maximum of $190 per day. Orrstown Bank does not charge an Overdraft fee on transactions of $5 or less	Source
Undeliverable Mail	$5	per item	—	Source

How the headline fees compare

Published fees

Size and fee revenue