Under review
A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.
per item · Charged by ATM operator and networks when using ATMs not operated by Members 1st Federal Credit Union. Fee amount varies by ATM operator. · Source
per item · Maximum liability if you tell us within two (2) business days after you learn of the loss or theft of your card or access code · Source
per item · Not charged on debit card transactions that are $5.00 or less. If a check, draft, ACH, bill pay transaction, External Transfer (Account-to-Account) and Send Money (Person-to-Person) transaction of $5.00 or less causes an overdraft/NSF fee, the fee will be refunded. Maximum of six (6) overdraft/NSF fees within the same calendar day. Only one NSF fee charged for second or subsequent collection attempts on checks, drafts or ACH debit transactions · Source
per item · Not charged on debit card transactions that are $5.00 or less. If a check, draft, ACH, bill pay transaction, External Transfer (Account-to-Account) and Send Money (Person-to-Person) transaction of $5.00 or less causes an overdraft/NSF fee, the fee will be refunded. Maximum of six (6) overdraft/NSF fees within the same calendar day. Only one NSF fee charged for second or subsequent collection attempts on checks, drafts or ACH debit transactions · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Other feesUnder review | |||||
| ATM Surcharge (Non-Credit Union ATM) | — | — | per item | Charged by ATM operator and networks when using ATMs not operated by Members 1st Federal Credit Union. Fee amount varies by ATM operator. | Source |
| Liability for unauthorized EFT transaction (within 2 business days) | $50 | — | per item | Maximum liability if you tell us within two (2) business days after you learn of the loss or theft of your card or access code | Source |
| NSF Fee | — | — | per item | Not charged on debit card transactions that are $5.00 or less. If a check, draft, ACH, bill pay transaction, External Transfer (Account-to-Account) and Send Money (Person-to-Person) transaction of $5.00 or less causes an overdraft/NSF fee, the fee will be refunded. Maximum of six (6) overdraft/NSF fees within the same calendar day. Only one NSF fee charged for second or subsequent collection attempts on checks, drafts or ACH debit transactions | Source |
| Overdraft Fee | — | — | per item | Not charged on debit card transactions that are $5.00 or less. If a check, draft, ACH, bill pay transaction, External Transfer (Account-to-Account) and Send Money (Person-to-Person) transaction of $5.00 or less causes an overdraft/NSF fee, the fee will be refunded. Maximum of six (6) overdraft/NSF fees within the same calendar day. Only one NSF fee charged for second or subsequent collection attempts on checks, drafts or ACH debit transactions | Source |
Fee change alerts
We'll write once its fee schedule is verified, and again whenever a verified fee changes. Nothing else.
Headline fees published
0 of 15
Published fees
0
Under review
4
Assets
$8.7B
Status: Under review
No verified fees yet, so there is nothing to benchmark on this page.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$8.7B
Total deposits
$7.3B
Service charge income (year to date)
$25.9M
Fee income ratio
8.5%
Return on assets
2.38%
Financial profile · Pro
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