11 banks and credit unions have branches in Lexington. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from North Carolina
Lexington counts institutions with a branch here, wherever headquartered. North Carolina counts institutions headquartered in the state.
Lexington
10 institutions with a branch here
$8.73
North Carolina
23 institutions headquartered in North Carolina
$5
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Lexington median sits furthest from North Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lexington with North Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29 to $36.
Median published overdraft fee
Lexington
9 institutions with a branch here
$35
North Carolina
22 institutions headquartered in North Carolina
$29
U.S.
2,605 institutions in the index
$30
Lexington covers every institution with a branch here, wherever it is headquartered. North Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 9 with a published overdraft fee.
Bank · based in Greenville, PA · 5 branches here
Account not yet known
“Overdrafts for checks, in-person withdrawals, automatic bill payments or other | $35.00 each”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Nashville, TN · 2 branches here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Fuquay Varina, NC · 1 branch here
Account not yet known
“Overdraft Fee: $35.00”
Bank · based in Little Rock, AR · 1 branch here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Bank · based in Asheville, NC · 1 branch here
Account not yet known
“PERSONAL SAVINGS & INVESTMENT ACCOUNTS | Overdraft charge | $35 00”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Durham, NC · 1 branch here
Credit union, membership rules apply · based in Raleigh, NC · 1 branch here
Largest banks by local bank deposits
Share of the $1.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Davidson County
Deposits and branches cover the City of Lexington. Population and income cover Davidson County, the county with most of Lexington's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Davidson County.
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