Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

The Fidelity Bank

Fuquay Varina, North CarolinaBankRichmond Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early closing fee (if within 6 months)$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #471. canonical_hint=early_closure; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Early closing fee (if within 6 months): $25.00" · Source

Monthly service charge$15

$2.50 below the national median

per month · Knox deterministic extraction from Rosetta artifact #471. canonical_hint=monthly_maintenance; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Monthly service charge: $15.00" · Source

Monthly service charge$7

$10.50 below the national median

Monthly service charge$12

$5.50 below the national median

Monthly service charge$3

$14.50 below the national median

Monthly service charge$4

$13.50 below the national median

Monthly service charge$5

$12.50 below the national median

Monthly service charge4$5

$12.50 below the national median

Paper statement charge$3

At the national median

Knox deterministic extraction from Rosetta artifact #471. canonical_hint=paper_statement; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Paper statement charge: $3.00" · Source

Overdraft & NSFVerified

Account holders ages 13-17 may use Student Savings account as overdraft protection, however a$10Within the typical range ($9.95–$35 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #471. canonical_hint=overdraft; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Account holders ages 13-17 may use Student Savings account as overdraft protection, however a $10 transfer fee applies. No overdraft fee will be assessed." · Source
Overdraft Fee$35Within the typical range ($9.95–$35 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #471. canonical_hint=overdraft; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Overdraft Fee: $35.00" · Source

ATM & CardVerified

ATM withdrawals$1,000Above the typical range ($2–$35 nationally)
$990 above the national median
Knox deterministic extraction from Rosetta artifact #471. canonical_hint=atm_non_network; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="ATM withdrawals: $1,000.00" · Source
ATM withdrawals$500Above the typical range ($2–$35 nationally)
$490 above the national median
Knox deterministic extraction from Rosetta artifact #471. canonical_hint=atm_non_network; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="ATM withdrawals: $500.00" · Source

Account ServicesVerified

Legal process handling (tax levies, garnishments, etc.)$100Within the typical range ($22.50–$100 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #471. canonical_hint=legal_process; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Legal process handling (tax levies, garnishments, etc.): $100.00" · Source
Lost key charge$30Within the typical range ($15–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #471. canonical_hint=safe_deposit_box; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Lost key charge: $30.00" · Source
Notary fee (per signature)$3Within the typical range ($0–$6.50 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #471. canonical_hint=notary_fee; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Notary fee (per signature): $3.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Early closing fee (if within 6 months)	$25Within the typical range ($10–$25 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=early_closure; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Early closing fee (if within 6 months): $25.00"	Source
Monthly service charge	$15Within the typical range ($5.96–$200 nationally)	$2.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=monthly_maintenance; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Monthly service charge: $15.00"	Source
Monthly service charge	$7Within the typical range ($5.96–$200 nationally)	$10.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=monthly_maintenance; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Monthly service charge: $7.00"	Source
Monthly service charge	$12Within the typical range ($5.96–$200 nationally)	$5.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=monthly_maintenance; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Monthly service charge: $12.00"	Source
Monthly service charge	$3Below the typical range ($5.96–$200 nationally)	$14.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=monthly_maintenance; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Monthly service charge: $3.00"	Source
Monthly service charge	$4Below the typical range ($5.96–$200 nationally)	$13.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=monthly_maintenance; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Monthly service charge: $4.00"	Source
Monthly service charge	$5Below the typical range ($5.96–$200 nationally)	$12.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=monthly_maintenance; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Monthly service charge: $5.00"	Source
Monthly service charge4	$5Below the typical range ($5.96–$200 nationally)	$12.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=monthly_maintenance; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Monthly service charge4: $5.00"	Source
Paper statement charge	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=paper_statement; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Paper statement charge: $3.00"	Source
Overdraft & NSFVerified
Account holders ages 13-17 may use Student Savings account as overdraft protection, however a	$10Within the typical range ($9.95–$35 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=overdraft; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Account holders ages 13-17 may use Student Savings account as overdraft protection, however a $10 transfer fee applies. No overdraft fee will be assessed."	Source
ATM & CardVerified
ATM withdrawals	$1,000Above the typical range ($2–$35 nationally)	$990 above the national median	—	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=atm_non_network; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="ATM withdrawals: $1,000.00"	Source
ATM withdrawals	$500
Account ServicesVerified
Legal process handling (tax levies, garnishments, etc.)	$100Within the typical range ($22.50–$100 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #471. canonical_hint=legal_process; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Legal process handling (tax levies, garnishments, etc.): $100.00"	Source
Lost key charge

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

40% above the national median overdraft fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$4.7B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$4.7B

Total deposits

$4.2B

Service charge income

$2.2M

Fee income ratio

4.0%

Return on assets

1.75%

Branches

Service charge income by quarter

Q2 2026$2.2M

Q1 2026$2.1M

Q4 2025$2.2M

Q3 2025$2.2M

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 5,739 verified fees from 1,547 institutions

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