vs. U.S. typical range:LowerTypicalHigher
per month · Source
$4.50 above the national median
per month · Source
$3.50 below the national median
per month · Source
one time · Applies to checking and money market accounts if closed within first six months · Institution’s schedule
per item · Per hour · Institution’s schedule
per month · After three months with no activity; applies only to checking or money market accounts with balances under $100 · Institution’s schedule
per item · Institution’s schedule
per item · No charge if account is less than $10.00 overdrawn or for overdrafts caused by transactions less than $5.00; maximum of 5 overdraft fees per day · Institution’s schedule
per item · Deposited items returned or Checks written by accountholder · Institution’s schedule
per item · Institution’s schedule
per item · Institution’s schedule
per item · Institution’s schedule
per item · Institution’s schedule
per item · Institution’s schedule
per item · Source
per item · Per page · Institution’s schedule
per item · Premier Checking, Loyalty Checking and Primetime Checking customers, no charge · Institution’s schedule
per item · Per check · Institution’s schedule
per item · Each additional manually processed; online or VRU initiated transfers are no charge · Institution’s schedule
per month · Institution’s schedule
$4.25 below the national median
per month · Institution’s schedule
per year · Source
per item · Institution’s schedule
per item · Source
per item · Institution’s schedule
$155 above the national median
one time · Institution’s schedule
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| 00 Account closing fee | $25Within the typical range ($10–$25 nationally) | $10 above the national median | — | — | Source |
| 00 Inactive accounts (monthly after three months with no activity) | $4Below the typical range ($5–$10 nationally) | $1 below the national median | per month | — | Source |
| 00 Monthly fee | $10Within the typical range ($3.50–$10 nationally) | $4.50 above the national median | per month | — | Source |
| 00 Monthly fee | $2Below the typical range ($3.50–$10 nationally) | $3.50 below the national median | per month | — | Source |
| Account closing fee | $25Within the typical range ($10–$25 nationally) | $10 above the national median | one time | Applies to checking and money market accounts if closed within first six months | Institution’s schedule |
| Account closing fee (if closed within first six months) | $10Within the typical range ($10–$25 nationally) | $5 below the national median | — | — | Source |
| Account reconciliation/research | $25Within the typical range ($20–$25 nationally) | At the national median | per item | Per hour | Institution’s schedule |
| Account reconciliation/research, per hour | $25Within the typical range ($20–$25 nationally) | At the national median | — | — | Source |
| Escheat fee | $5Within the typical range ($5–$10 nationally) | At the national median | — | — | Source |
| Inactive accounts | $4Below the typical range ($5–$10 nationally) | $1 below the national median | per month | After three months with no activity; applies only to checking or money market accounts with balances under $100 | Institution’s schedule |
Overdraft & NSFVerified | |||||
| Cash Reserve Overdraft Protection - personal accounts | $7Above the typical range ($3–$5 nationally) | $2 above the national median | per item | — | Institution’s schedule |
| Overdraft charge | $35 | ||||
ATM & CardVerified | |||||
| Replacement ATM/Debit Card | $0Below the typical range ($5–$10 nationally) | $10 below the national median | per item | — | Institution’s schedule |
Wire TransfersVerified | |||||
| 00 Wire transfers – incoming Domestic – U S dollar | $25Above the typical range ($5–$15 nationally) | $15 above the national median | — | — | Source |
| 00 Wire transfers – outgoing Domestic – U S dollar | $25 | ||||
Check ServicesVerified | |||||
| 00 Copies of imaged checks | $1Below the typical range ($2–$5 nationally) | $2 below the national median | — | — | Source |
| 00 Official check, each | $5 | ||||
Digital & ElectronicVerified | |||||
| Non-automated telephone transfer - manually processed | $5Within the typical range ($5–$20 nationally) | $5 below the national median | per item | Each additional manually processed; online or VRU initiated transfers are no charge | Institution’s schedule |
| Personal Mobile Banking and Mobile Deposit | |||||
Cash & DepositVerified | |||||
| 00 Deposited items returned Checks written by accountholder | $35Above the typical range ($10–$25 nationally) | $20 above the national median | — | — | Source |
Account ServicesVerified | |||||
| 00 Account verification | $10Within the typical range ($5–$15 nationally) | At the national median | — | — | Source |
| 00 Lost key fee | $75 | ||||
Retirement & IRAVerified | |||||
| IRA trustee-to-trustee transfer | $25Within the typical range ($25–$35 nationally) | At the national median | — | — | Source |
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Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
56
Under review
0
Assets
$4.4B
Work at HomeTrust Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.4B
Total deposits
$3.6B
Service charge income
$1.2M
Fee income ratio
2.1%
Return on assets
1.52%
Branches
33
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median |
| per item |
| No charge if account is less than $10.00 overdrawn or for overdrafts caused by transactions less than $5.00; maximum of 5 overdraft fees per day |
| Institution’s schedule |
| Returned Item charge | $35Above the typical range ($25–$31 nationally) | $5 above the national median | per item | Deposited items returned or Checks written by accountholder | Institution’s schedule |
| Savings Overdraft Protection - personal accounts | $7Above the typical range ($3–$5 nationally) | $2 above the national median | per item | — | Institution’s schedule |
| At the national median |
| — |
| — |
| Source |
| Wire transfer - incoming domestic U.S. dollar | $25Above the typical range ($5–$15 nationally) | $15 above the national median | per item | — | Institution’s schedule |
| Wire transfer - outgoing domestic U.S. dollar | $25Within the typical range ($20–$25 nationally) | At the national median | per item | — | Institution’s schedule |
| Wire transfer - outgoing foreign exchange country currency | $25Below the typical range ($40–$50 nationally) | $25 below the national median | per item | — | Institution’s schedule |
| At the national median |
| — |
| — |
| Source |
| 00 Stop payment order, per check | $30Within the typical range ($20–$30 nationally) | $3 above the national median | per item | — | Source |
| Copies of imaged checks | $1Below the typical range ($2–$5 nationally) | $2 below the national median | per item | Per page | Institution’s schedule |
| Official check | $5Within the typical range ($3–$6 nationally) | At the national median | per item | Premier Checking, Loyalty Checking and Primetime Checking customers, no charge | Institution’s schedule |
| Statement or check copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median | — | — | Source |
| Stop payment order | $30Within the typical range ($20–$30 nationally) | $3 above the national median | per item | Per check | Institution’s schedule |
| $0Within the typical range ($0–$0 nationally) |
| At the national median |
| per month |
| — |
| Institution’s schedule |
| Personal Online Banking and Bill Pay | $0Within the typical range ($0–$10 nationally) | $4.25 below the national median | per month | — | Institution’s schedule |
| $30 above the national median |
| — |
| — |
| Source |
| 00 Safe Deposit Box late payment fee | $10Below the typical range ($30–$70 nationally) | $35 below the national median | — | — | Source |
| 10" x 10" | $120Above the typical range ($30–$70 nationally) | $75 above the national median | per year | — | Source |
| 10” x 10” | $189Above the typical range ($30–$70 nationally) | $144 above the national median | — | — | Source |
| 10” x 15” | $300Above the typical range ($30–$70 nationally) | $255 above the national median | — | — | Source |
| 3" x 10" | $55Within the typical range ($30–$70 nationally) | $10 above the national median | — | — | Source |
| 3” x 10” | $98Above the typical range ($30–$70 nationally) | $53 above the national median | — | — | Source |
| 3” x 5” | $63Within the typical range ($30–$70 nationally) | $18 above the national median | — | — | Source |
| 4” x 5” | $70Within the typical range ($30–$70 nationally) | $25 above the national median | — | — | Source |
| 5" x 10" | $80Above the typical range ($30–$70 nationally) | $35 above the national median | — | — | Source |
| 5” x 10” | $131Above the typical range ($30–$70 nationally) | $86 above the national median | — | — | Source |
| 5" x 5" | $50Within the typical range ($30–$70 nationally) | $5 above the national median | — | — | Source |
| 5” x 5” | $84Above the typical range ($30–$70 nationally) | $39 above the national median | — | — | Source |
| 7" x 10" | $90Above the typical range ($30–$70 nationally) | $45 above the national median | — | — | Source |
| 8” x 8” | $160Above the typical range ($30–$70 nationally) | $115 above the national median | — | — | Source |
| Account verification | $10Within the typical range ($5–$15 nationally) | At the national median | per item | — | Institution’s schedule |
| Processing tax levies, garnishm | $75Within the typical range ($30–$75 nationally) | $25 above the national median | per item | — | Source |
| Processing tax levies, garnishment, etc. | $75Within the typical range ($30–$75 nationally) | $25 above the national median | per item | — | Institution’s schedule |
| Safe Deposit Box drill fee | $200Above the typical range ($30–$70 nationally) | $155 above the national median | one time | — | Institution’s schedule |