Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Large regional credit union, $50B to $250B

State Employees' Federal Credit Union

Raleigh, North CarolinaCredit UnionRichmond Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

NSF Fee Free Day5$0Below the typical range ($25–$31 nationally)

Knox read a free fee from Rosetta artifact #10717. canonical_hint=nsf; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="NSF Fee Free Day5 | $0" · Source

NSF Fee Free Day5 Exhausted$12

$18 below the national median

Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=nsf; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="NSF Fee Free Day5 Exhausted | $12" · Source

Overdraft Transfer Service6$0

$5 below the national median

Knox read a free fee from Rosetta artifact #10717. canonical_hint=od_protection_transfer; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Overdraft Transfer Service6 | $0" · Source

ATM & CardVerified

ATM transaction13$0.75Below the typical range ($1–$2.50 nationally)
$0.75 below the national median
Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=atm_non_network; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="ATM transaction13 | $0.75" · Source
Debit card reissue$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #10717. canonical_hint=card_replacement; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Debit card reissue | $0" · Source
Lost / replacement debit card$8Within the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=card_replacement; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Lost / replacement debit card | $8" · Source
Rush delivery of debit card / PIN$15Below the typical range ($30–$50 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=rush_card; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Rush delivery of debit card / PIN | $15" · Source

Wire TransfersVerified

Incoming wire$0Below the typical range ($5–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #10717. canonical_hint=wire_domestic_incoming; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Incoming wire | $0" · Source
Outgoing domestic wire$15Below the typical range ($20–$25 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=wire_domestic_outgoing; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Outgoing domestic wire | $15" · Source
Outgoing international wire$35Below the typical range ($40–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=wire_intl_outgoing; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Outgoing international wire | $35" · Source

Check ServicesVerified

Cashier’s check purchase17$2Below the typical range ($3–$6 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=cashiers_check; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Cashier’s check purchase17 | $2" · Source

Cash & DepositVerified

Cash Advance$0Below the typical range ($3–$10 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #10717. canonical_hint=cash_advance; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Cash Advance11 | $0" · Source

Account ServicesVerified

Box drilling15$145Above the typical range ($25–$77.50 nationally)
$100 above the national median
Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=safe_deposit_box; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Box drilling15 | $145" · Source
Lost key$18Below the typical range ($25–$77.50 nationally)
$27 below the national median
Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=safe_deposit_box; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Lost key15 | $18" · Source
Notary service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #10717. canonical_hint=notary_fee; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Notary service | $0" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
NSF Fee Free Day5	$0Below the typical range ($25–$31 nationally)	$30 below the national median	—	Knox read a free fee from Rosetta artifact #10717. canonical_hint=nsf; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="NSF Fee Free Day5 \| $0"	Source
NSF Fee Free Day5 Exhausted	$12Below the typical range ($25–$31 nationally)	$18 below the national median	—	Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=nsf; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="NSF Fee Free Day5 Exhausted \| $12"	Source
Overdraft Transfer Service6	$0Below the typical range ($3–$5 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #10717. canonical_hint=od_protection_transfer; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Overdraft Transfer Service6 \| $0"	Source
ATM & CardVerified
ATM transaction13	$0.75Below the typical range ($1–$2.50 nationally)	$0.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=atm_non_network; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="ATM transaction13 \| $0.75"	Source
Debit card reissue	$0
Wire TransfersVerified
Incoming wire	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #10717. canonical_hint=wire_domestic_incoming; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Incoming wire \| $0"	Source
Outgoing domestic wire	$15
Check ServicesVerified
Cashier’s check purchase17	$2Below the typical range ($3–$6 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=cashiers_check; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Cashier’s check purchase17 \| $2"	Source
Cash & DepositVerified
Cash Advance	$0Below the typical range ($3–$10 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #10717. canonical_hint=cash_advance; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Cash Advance11 \| $0"	Source
Account ServicesVerified
Box drilling15	$145Above the typical range ($25–$77.50 nationally)	$100 above the national median	—	Knox deterministic extraction from Rosetta artifact #10717. canonical_hint=safe_deposit_box; text_hash=24ae29a967314d34f2ee81b263e6af26f008ff1fd8bfbf0a85e1b86be6b72695; excerpt="Box drilling15 \| $145"	Source
Lost key	$18

Fee change alerts

Get an email when State Employees' Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at State Employees' Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $12

60% below the national median NSF fee

Total fees: 15 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$60.0B

Work at State Employees' Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$60.0B

Total deposits

$53.5B

Service charge income (year to date)

$24.6M

Fee income ratio

1.5%

Return on assets

0.72%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

See pricing